$189,900
4 bd|1.5 ba|1,051 sqft
432 N 13th St, Reading, PA 19604
Listed by Realty One Group Alliance
For Sale
Listing description
NEW LISTING –"Well-maintained." Move right into this beautifully renovated home featuring 4 spacious bedrooms, 1 full bathroom, and a 1-car garage. This property offers modern updates throughout while maintaining its charm and functionality. The efficient gas boiler heating system provides reliable comfort year-round. Whether you're a first-time homebuyer or looking for more space, this home is ready for its next owner
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 1 full
- Living area
- 1,217 sq ft
- Heating
- Baseboard - Hot Water
- Cooling
- Window Unit(s)
Property & construction
- Property type
- Residential · Interior Row/Townhouse
- Architectural style
- Other
- Year built
- 1900
Lot & parking
- Lot size
- 0.03 acres (1,306 sq ft)
- Garage
- 1 space
Financial
- Price / sq ft
- $160
- HOA dues
- None
Listing details
- MLS #
- PABK2073280
- County
- Berks County
- School district
- Reading
- Days on NookLocal
- 18 days
Interior features
- Basement
- Other
- Levels
- 3
- Accessibility
- 2+ Access Exits
Exterior & construction
- Construction
- Brick
- Foundation
- Brick/Mortar
- Fencing
- Fully
Systems & utilities
- Heating fuel
- Natural Gas
- Cooling fuel
- None
- Hot water
- Electric
- Water source
- Public
- Sewer
- Public Sewer
- Utilities
- Natural Gas Available
Parking
- Parking
- Detached Garage
- Garage type
- Garage - Rear Entry
- Total spaces
- 1
Community
- Subdivision
- NORTHEAST READING
Lot & zoning
- Lot dimensions
- 0.00 x 0.00
- Lot features
- Rear Yard
- Zoning
- RESIDENTIAL
Included in the sale
- Inclusions
- Washer, dryer stove, Refrigerator
- Possession
- 0-30 Days CD, 31-60 Days CD
Price history
| Date | Event | Price |
|---|---|---|
| Jul 9, 2026 | Listed for sale | $194,900 |
Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.
The NookLocal estimate
Estimated value
$185,000
Automated estimate, not an appraisal. Sale records through July 2026.
About this estimate
Based on 10 comparable sales nearby, the Berks County assessment ratio, weighted toward the current asking price.
- Last sold
- June 2017 for $54,900
- County deed record in 2017 dollars; not comparable to today's value.
- Current list price
- $194,900
- County assessment implies
- $118,380
- Est. property taxes at today's rates
- $1,024/yr
Comparable Sales
| Address | Closed | Sale price | Bd/Ba | Sqft | Adjusted value |
|---|---|---|---|---|---|
| 269 & 271 LINDEN ST, READING, PA 19604 | January 2026 | $179,900 | 4/1 | 1,220 | $169,346 |
| 268 LINDEN ST, READING, PA 19604 | April 2026 | $189,900 | 4/1 | 1,188 | $180,863 |
| 912 LOCUST ST, READING, PA 19604 | February 2026 | $157,000 | 4/1 | 1,251 | $152,503 |
| 1104 DOUGLASS ST, READING, PA 19604 | December 2025 | $160,000 | 4/1 | 1,218 | $167,846 |
| 622 N 12TH ST, READING, PA 19604 | December 2025 | $154,000 | 4/1 | 1,212 | $154,207 |
| 1145 MULBERRY ST, READING, PA 19604 | January 2026 | $185,000 | 4/1 | 1,207 | $183,956 |
Sale history
| Date | Event | Price |
|---|---|---|
| June 2017 | Sold | $54,900 |
From closed MLS and county deed records. Earlier transactions may exist.
Estimated taxes
Estimated at current rates
$1,754 / year
≈ $146 per month
MLS shows (2025)
$1,754
School tax
READING · 17.93 mills (2025-26)
$681
County tax
Berks County · 9.01 mills (2026)
$342
Municipal tax
As recorded for 2025, varies by municipality
$730
Assessment note: this home is assessed at $38,000, well below the ~$62,563 its asking price implies at Berks County's common level ratio (32.1%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $662/year. Factor that into an offer.
Recomputed from the county assessment ($38,000, 1994 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2025 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.
Estimated monthly payment calculator
$38,980 (20%)
6.43%
Loan term
Estimated monthly payment
$1,181/mo
- Principal & interest
- $978
- Property taxes (current rates)
- $146
- Home insurance (est.)
- $57
Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.
Area statistics
School district
Reading
- Academic index
- 28.1/100
- Graduation rate
- 77.5%
- PSSA ELA proficient
- 17.4%
- PSSA Math proficient
- 9.7%
2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.
Safety data
Berks County crime & safety numbers →
County figures from FBI and Pennsylvania source data.
Property taxes
Berks County taxes, explained →
Millage, the Common Level Ratio, and what changes after you buy.
Map location
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Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.
IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.
Data last updated: July 27, 2026 at 2:05 PM EDT
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