NookLocal
For Sale

Listing description

Welcome to 546 Locust Street, Reading, PA 19604! This 4-bedroom, 3 full-bath home offers the perfect blend of comfort, functionality, and value. The home features a bright and inviting living area, a functional kitchen with ample cabinet space, and three full bathrooms that provide convenience for larger households or guests. Conveniently located in the heart of Reading, you'll be just minutes from schools, parks, shopping, restaurants, and major highways, making commuting and daily errands a breeze. Whether you're a first-time homebuyer looking for extra space or an investor seeking a great opportunity, this property is full of potential. Don't miss your chance to make 546 Locust Street your next home—schedule your private showing today!

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Lower level1 full bath
  2. Main level1 full bath
  3. Upper level4 bedrooms · 1 full bath

Facts & features

Interior

Bedrooms
4
Bathrooms
3 full
Living area
1,248 sq ft
Heating
Baseboard - Electric
Cooling
Window Unit(s)

Property & construction

Property type
Residential · Interior Row/Townhouse
Architectural style
Traditional
Year built
1925

Lot & parking

Lot size
0.03 acres (1,306 sq ft)

Financial

Price / sq ft
$172
HOA dues
None

Listing details

MLS #
PABK2074642
County
Berks County
School district
Reading
Days on NookLocal
16 days

Interior features

Basement
Partially Finished
Levels
3
Accessibility
2+ Access Exits, Doors - Lever Handle(s)

Exterior & construction

Construction
Brick
Foundation
Brick/Mortar

Systems & utilities

Heating fuel
Electric, Oil
Cooling fuel
Electric
Hot water
Electric
Water source
Public
Sewer
Public Sewer

Parking

Parking
On Street

Community

Subdivision
NONE AVAILABLE

Lot & zoning

Lot dimensions
0.00 x 0.00
Zoning
RES

Included in the sale

Possession
Immediate

Price history

DateEventPrice
Jul 11, 2026Listed for sale$214,900

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$208,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Berks County assessment ratio, weighted toward the current asking price.

Current list price
$214,900
County assessment implies
$94,704
Est. property taxes at today's rates
$819/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
1343 MULBERRY ST, READING, PA 19604February 2026$189,0004/21,248$216,287
1215 GREEN, READING, PA 19604April 2026$220,0004/21,306$242,434
912 LOCUST ST, READING, PA 19604February 2026$157,0004/11,251$179,410
716-A MOSS ST, READING, PA 19604November 2025$168,9004/21,222$199,213
1361 LOCUST ST, READING, PA 19604April 2026$203,0004/11,274$234,563
269 & 271 LINDEN ST, READING, PA 19604January 2026$179,9004/11,220$199,225

Estimated taxes

Estimated at current rates

$1,403 / year

$117 per month

MLS shows (2025)

$1,403

School tax

READING · 17.93 mills (2025-26)

$545

County tax

Berks County · 9.01 mills (2026)

$274

Municipal tax

As recorded for 2025, varies by municipality

$584

Assessment note: this home is assessed at $30,400, well below the ~$68,983 its asking price implies at Berks County's common level ratio (32.1%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $1,040/year. Factor that into an offer.

Recomputed from the county assessment ($30,400, 1994 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2025 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$42,980 (20%)
6.43%

Loan term

Estimated monthly payment

$1,258/mo

Principal & interest
$1,079
Property taxes (current rates)
$117
Home insurance (est.)
$63

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Reading

Academic index
28.1/100
Graduation rate
77.5%
PSSA ELA proficient
17.4%
PSSA Math proficient
9.7%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Berks County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Berks County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: July 27, 2026 at 2:05 PM EDT

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