NookLocal
For Sale

Listing description

Now available and ready for showings! Welcome to 432 N. 13th Street in Reading, PA. This well-maintained home offers a blend of classic character and modern comfort. The property features spacious living areas, generously sized bedrooms, and a functional layout ideal for homeowners or investors alike. A convenient first-floor half bath adds everyday functionality, while the basement offers the potential to convert that half bath into a full bathroom, creating even more value and flexibility. Conveniently located near schools, parks, shopping, restaurants, and major highways, this home provides easy access to everything Reading has to offer. Whether you're looking for your first home or to expand your investment portfolio, this is an opportunity you won't want to miss. Schedule your private showing today!

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Lower level1 half bath
  2. Upper level3 bedrooms · 1 full bath
  3. Upper level 21 bedroom

Facts & features

Interior

Bedrooms
4
Bathrooms
1 full · 1 half
Living area
1,051 sq ft
Heating
Radiator
Cooling
Window Unit(s)

Property & construction

Property type
Residential · Interior Row/Townhouse
Architectural style
Traditional
Year built
1900

Lot & parking

Lot size
0.03 acres (1,307 sq ft)

Financial

Price / sq ft
$181
HOA dues
None

Listing details

MLS #
PABK2075606
County
Berks County
School district
Reading
Days on NookLocal
5 days

Interior features

Basement
Poured Concrete, Rear Entrance
Levels
3
Accessibility
None

Exterior & construction

Construction
Brick
Foundation
Block, Brick/Mortar

Systems & utilities

Heating fuel
Oil
Cooling fuel
Electric
Hot water
60+ Gallon Tank
Water source
Public
Sewer
Public Sewer

Parking

Parking
Off Street

Community

Subdivision
NORTHEAST READING

Lot & zoning

Zoning
RESIDENTIAL

Included in the sale

Exclusions
Washer and Dryer
Possession
Immediate

Price history

DateEventPrice
Jul 22, 2026Listed for sale$189,900

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

$170,000

Below the asking price by 10%.

Automated estimate, not an appraisal.

Estimated taxes

Estimated at current rates

$881 / year

$73 per month

MLS shows (2026)

$1,509

-41.6% at current rates

School tax

READING · 17.93 mills (2025-26)

$586

County tax

Berks County · 9.01 mills (2026)

$295

Municipal tax

Not reported in the MLS feed

Assessment note: this home is assessed at $32,700, well below the ~$60,958 its asking price implies at Berks County's common level ratio (32.1%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $761/year. Factor that into an offer.

Recomputed from the county assessment ($32,700, 1994 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$37,980 (20%)
6.43%

Loan term

Estimated monthly payment

$1,082/mo

Principal & interest
$953
Property taxes (current rates)
$73
Home insurance (est.)
$55

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Reading

Academic index
28.1/100
Graduation rate
77.5%
PSSA ELA proficient
17.4%
PSSA Math proficient
9.7%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Berks County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Berks County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: July 27, 2026 at 2:05 PM EDT

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