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Listing description

Welcome to 437 5th St, Oxford, PA 19363 — a delightful Cape Cod nestled on a 0.17-acre lot (7,405 sq ft) just outside the borough. Built in 1946, this cozy single-family home offers great living space with 3 bedrooms and 1 bathroom, perfect for first-time buyers or anyone seeking low-maintenance charm in a peaceful setting. Buyer’s agent to verify square footage and all other details.

Facts & features

Interior

Bedrooms
3
Bathrooms
1 full
Living area
843 sq ft
Heating
Forced Air
Cooling
None

Property & construction

Property type
Residential · Detached
Architectural style
Cape Cod
Year built
1946

Lot & parking

Lot size
0.17 acres (7,405 sq ft)

Financial

Price / sq ft
$415
HOA dues
None

Listing details

MLS #
PACT2129722
County
Chester County
School district
Oxford Area
Days on market
7 days

Price history

DateEventPrice
Jul 1, 2026Listed for sale$349,999

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$315,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Chester County assessment ratio, weighted toward the current asking price.

Current list price
$349,999
County assessment implies
$219,882
Est. property taxes at today's rates
$2,932/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
10 W SUMMIT AVE, OXFORD, PA 19363June 2026$206,0002/1800$214,931
122 W SHERWOOD DR, OXFORD, PA 19363August 2025$355,0002/1936$317,354
16 MYRTLE ST, OXFORD, PA 19363November 2025$175,0003/1954$169,576
2896 FORGE RD, NOTTINGHAM, PA 19362July 2025$302,0002/1840$317,171
719 HODGSON ST, OXFORD, PA 19363September 2024$235,0002/1864$247,829
594 5TH ST, OXFORD, PA 19363April 2026$365,0003/21,210$236,654

Estimated taxes

Estimated at current rates

$2,932 / year

$244 per month

MLS shows (2026)

$2,931

School tax

OXFORD AREA · 38.44 mills (2025-26)

$2,585

County tax

Chester County · 5.16 mills (2025)

$347

Municipal tax

Not reported in the MLS feed

Assessment note: this home is assessed at $67,240, well below the ~$107,030 its asking price implies at Chester County's common level ratio (30.6%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $1,735/year. Worth pricing in.

Recomputed from the county assessment ($67,240, 1998 base year) × current millage. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Chester County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$70,000 (20%)
6.43%

Loan term

Estimated monthly payment

$2,103/mo

Principal & interest
$1,757
Property taxes (current rates)
$244
Home insurance (est.)
$102

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Oxford Area

Academic index
57.8/100
Graduation rate
91.1%
PSSA ELA proficient
51.4%
PSSA Math proficient
40.8%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Chester County crime & safety numbers →

FBI and Pennsylvania source data, presented without spin.

Property taxes

Chester County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: July 8, 2026 at 2:26 PM EDT

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