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For Sale

Listing description

Rare opportunity to own a beautifully updated historic property on one of Phoenixville’s most desirable in-town streets, just steps away from downtown restaurants, breweries, shops, trails, parks, and community events. This flexible two-unit property is ideal for an owner-occupant, house-hacker, or buyer looking to offset housing costs with existing rental income. The owner’s upper unit features 3 bedrooms and 2 full bathrooms, with a full bath on each level, bright living spaces, updated finishes, and the character of a classic Phoenixville home. The first-floor apartment offers 2 bedrooms and 1 full bathroom and is currently rented for $2,295/month, providing immediate income from day one. Recent improvements include a new roof in May 2026 and updated electric heat pump heating/cooling in May 2026, along with additional interior updates throughout. With an available owner’s unit, strong existing rent from the occupied apartment, and a prime walkable Gay Street location, 144 Gay Street offers a rare combination of lifestyle, flexibility, and long-term value.

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Main level2 bedrooms · 1 full bath
  2. Upper level1 bedroom · 1 full bath
  3. Upper level 22 bedrooms · 1 full bath

Facts & features

Interior

Bedrooms
5
Bathrooms
3 full
Living area
2,302 sq ft
Heating
Central, Forced Air, Heat Pump - Electric BackUp
Cooling
Central A/C

Property & construction

Property type
Residential · Twin/Semi-Detached
Architectural style
Victorian
Year built
1890

Lot & parking

Lot size
0.08 acres (3,500 sq ft)

Financial

Price / sq ft
$326
HOA dues
None

Listing details

MLS #
PACT2126298
County
Chester County
School district
Phoenixville Area
Days on NookLocal
83 days

Interior features

Appliances
Dishwasher, Dryer - Electric, Dryer - Front Loading, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Stove, Washer, Washer - Front Loading, Washer/Dryer Stacked
Flooring
Hardwood, Luxury Vinyl Plank
Basement
Full, Unfinished
Levels
3
Accessibility
None

Exterior & construction

Construction
Brick
Roof
Architectural Shingle, Asphalt
Foundation
Stone

Systems & utilities

Heating fuel
Electric, Natural Gas
Cooling fuel
Electric
Hot water
Electric
Water source
Public
Sewer
Public Sewer
Utilities
Natural Gas Available

Parking

Parking
None
Total spaces
0

Community

Subdivision
NONE AVAILABLE

Lot & zoning

Lot dimensions
0.00 x 0.00
Zoning
RI

Included in the sale

Inclusions
2 Refrigerators, 2 Washers, 2 Dryers all As-Is Condition
Exclusions
Tenant Personal Property
Possession
Negotiable

Price history

DateEventPrice
May 30, 2026Listed for sale$749,900

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$693,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Chester County assessment ratio, weighted toward the current asking price.

Current list price
$749,900
County assessment implies
$320,373
Est. property taxes at today's rates
$3,943/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
130 GAY ST, PHOENIXVILLE, PA 19460October 2025$745,0004/32,473$749,929
175 2ND AVE, PHOENIXVILLE, PA 19460July 2026$615,0005/22,610$609,616
422 W HIGH ST, PHOENIXVILLE, PA 19460September 2025$440,0005/12,136$577,695
226 2ND AVE, PHOENIXVILLE, PA 19460May 2025$530,0004/22,200$618,722
423 BRECKENRIDGE ST, PHOENIXVILLE, PA 19460August 2026$390,0005/21,858$499,669
435 VANDERSLICE ST, PHOENIXVILLE, PA 19460August 2025$429,0004/22,113$519,100

Estimated taxes

Estimated at current rates

$4,792 / year

$399 per month

MLS shows (2025)

$4,792

School tax

PHOENIXVILLE AREA · 35.08 mills (2025-26)

$3,437

County tax

Chester County · 5.16 mills (2026)

$506

Municipal tax

As recorded for 2025, varies by municipality

$849

Assessment note: this home is assessed at $97,970, well below the ~$229,319 its asking price implies at Chester County's common level ratio (30.6%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $5,286/year. Factor that into an offer.

Recomputed from the county assessment ($97,970, 1998 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2025 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Chester County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$149,980 (20%)
6.43%

Loan term

Estimated monthly payment

$4,382/mo

Principal & interest
$3,764
Property taxes (current rates)
$399
Home insurance (est.)
$219

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Phoenixville Area

Academic index
65.2/100
Graduation rate
95.2%
PSSA ELA proficient
59.4%
PSSA Math proficient
50.6%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Chester County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Chester County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: August 20, 2026 at 8:11 PM EDT

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