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Listing description

Set at the entrance to Florin Hill’s final phase and ready for a summer move-in, this Elgin sits on one of the neighborhood’s most impressive homesites—offering extra space, scenic views, and a beautifully upgraded design inside and out. With 2,679 sq. ft., 4 bedrooms, and 2.5 baths, the Elgin combines timeless architecture with modern livability. Its Monterey Taupe and Midnight Black Hardie® Plank siding and welcoming covered front porch create undeniable curb appeal, while inside, 9’ ceilings, 8’ doors, and luxury vinyl plank flooring add a sense of openness and flow. The Kitchen 3 layout expands the home by 112 sq. ft., creating a dream space for gathering and entertaining. A spacious island anchors the kitchen, surrounded by almond-stained cabinetry, an oat-painted island, quartz countertops, and a full-wall tile backsplash—a perfect blend of warmth and sophistication. Upstairs, three secondary bedrooms share a large full bath, while the primary suite offers a private retreat with a walk-in closet and spa-inspired tiled shower. Every Charter home is built with enduring quality—architectural shingles, high-efficiency heating and cooling, and oversized windows that fill each space with natural light. Located on a picturesque hillside in historic Mount Joy Borough, Florin Hill offers green spaces, a neighborhood pool, playground, coffee shop, salon, walking trails and more all within walking distance from your front door.

Facts & features

Interior

Bedrooms
4
Bathrooms
2 full · 1 half
Living area
2,679 sq ft
Heating
Forced Air
Cooling
Central A/C

Property & construction

Property type
Residential · Detached
Architectural style
Contemporary
Year built
2025
New construction
Yes

Lot & parking

Lot size
0.13 acres (5,712 sq ft)
Garage
2 spaces

Financial

Price / sq ft
$211
HOA dues
$50/mo

Listing details

MLS #
PALA2078596
County
Lancaster County
School district
Donegal
Days on market
258 days

Price history

DateEventPrice
Oct 23, 2025Listed for sale$564,990

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$569,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Lancaster County assessment ratio, weighted toward the current asking price.

Current list price
$564,990
County assessment implies
$1,129,980
Est. property taxes at today's rates
$13,245/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
1124 ALDEN ST, MOUNT JOY, PA 17552May 2026$538,6204/22,826$521,375
1138 ALDEN ST, MOUNT JOY, PA 17552June 2026$497,9904/22,838$480,348
222 N MARKET AVE, MOUNT JOY, PA 17552May 2026$380,0005/22,698$445,767
1118 COLLINA LN, MOUNT JOY, PA 17552March 2026$499,9904/22,485$537,114
430 ORCHARD RD, MOUNT JOY, PA 17552January 2026$430,0003/22,640$453,654
747 BRUCE AVE, MOUNT JOY, PA 17552March 2026$353,6004/22,400$403,172

Estimated taxes

Estimated at current rates

$13,245 / year

$1,104 per month

MLS shows (2025)

$0

School tax

DONEGAL · 20.24 mills (2025-26)

$11,437

County tax

Lancaster County · 3.20 mills (2026)

$1,809

Municipal tax

Not reported in the MLS feed

Assessment note:this home appears assessed above what its asking price implies at the county's common level ratio. The next owner may have a case for an assessment appeal worth roughly $6,623/year.

Recomputed from the county assessment ($564,990, 2018 base year) × current millage. Portals typically reprint the recorded 2025 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Lancaster County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$112,998 (20%)
6.43%

Loan term

Estimated monthly payment

$4,155/mo

Principal & interest
$2,836
Property taxes (current rates)
$1,104
Home insurance (est.)
$165
HOA
$50

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Donegal

Academic index
57.5/100
Graduation rate
91.8%
PSSA ELA proficient
48.7%
PSSA Math proficient
46.3%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Lancaster County crime & safety numbers →

FBI and Pennsylvania source data, presented without spin.

Property taxes

Lancaster County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: July 8, 2026 at 2:43 PM EDT

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