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Listing description

Timeless Character Meets Everyday Comfort in the Heart of Kutztown! Welcome to 105 S Whiteoak Street, a charming two-story home offering 1,612 square feet of inviting living space with 3 bedrooms and 1 full bathroom. Filled with warmth and character, this home showcases beautiful original woodwork, classic trim, and spacious rooms that create a welcoming atmosphere from the moment you step inside. The main level offers generous living and dining spaces, perfect for gathering with family and friends, while large windows allow natural light to pour throughout the home. Upstairs, you’ll find three comfortable bedrooms with plenty of space to make your own. Outside, enjoy a peaceful yard with mature landscaping, a covered front porch ideal for relaxing, and the convenience of a detached garage with additional off-street parking. Whether you’re enjoying a morning cup of coffee on the porch or entertaining in the backyard, this property offers the perfect blend of charm and functionality. Located in the heart of Kutztown, you’ll appreciate being just minutes from local shops, restaurants, parks, Kutztown University, and major commuter routes. If you’ve been searching for a home with classic character, generous living space, and an unbeatable location, 105 S Whiteoak Street is ready to welcome you home.

Facts & features

Interior

Bedrooms
3
Bathrooms
1 full
Living area
1,612 sq ft
Heating
Forced Air
Cooling
None

Property & construction

Property type
Residential · Twin/Semi-Detached
Architectural style
Colonial
Year built
1900

Lot & parking

Lot size
0.1 acres (4,356 sq ft)
Garage
2 spaces

Financial

Price / sq ft
$146
HOA dues
None

Listing details

MLS #
PABK2076422
County
Berks County
School district
Kutztown Area
Days on NookLocal
16 days

Interior features

Appliances
Refrigerator, Oven/Range - Electric
Flooring
Carpet
Basement
Full
Levels
2
Accessibility
None

Exterior & construction

Construction
Brick
Roof
Shingle
Foundation
Concrete Perimeter

Systems & utilities

Heating fuel
Oil
Cooling fuel
None
Hot water
Oil
Water source
Public
Sewer
Public Sewer

Parking

Parking
Detached Garage
Garage type
Additional Storage Area, Garage Door Opener
Total spaces
2

Community

Subdivision
NONE AVAILABLE

Lot & zoning

Zoning
RESIDENTIAL

Included in the sale

Inclusions
All appliances
Possession
Immediate, Negotiable, Settlement

Price history

DateEventPrice
Aug 6, 2026Listed for sale$234,900

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

$239,000

Above the asking price by 2%.

Automated estimate, not an appraisal.

Estimated taxes

Estimated at current rates

$3,797 / year

$316 per month

MLS shows (2026)

$3,797

School tax

KUTZTOWN AREA · 32.24 mills (2025-26)

$2,766

County tax

Berks County · 9.01 mills (2026)

$773

Municipal tax

As recorded for 2026, varies by municipality

$257

Recomputed from the county assessment ($85,800, 1994 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$46,980 (20%)
6.43%

Loan term

Estimated monthly payment

$1,564/mo

Principal & interest
$1,179
Property taxes (current rates)
$316
Home insurance (est.)
$69

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Kutztown Area

Academic index
69.6/100
Graduation rate
97.2%
PSSA ELA proficient
59.9%
PSSA Math proficient
49.5%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Berks County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Berks County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: August 22, 2026 at 2:02 PM EDT

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