$220,000
3 bd|2 ba|1,316 sqft
40 N Church St, Ephrata, PA 17522
Listed by Iron Valley Real Estate of Lancaster
Coming Soon
Listing description
Brick semi-detached home tucked away on a quiet street in Ephrata Borough! Freshly painted walls and beautiful wood floors create a bright, warm and welcoming feel throughout. The open living and dining rooms flow easily together, while the updated kitchen features a new range, microwave and dishwasher. A convenient half bath completes the first floor. Upstairs, you’ll find three bedrooms and a full bathroom. The basement provides plenty of additional space for storage, and outside, enjoy a nice backyard along with a detached one-car garage. A charming home in a peaceful Ephrata location, ready for its next owner! PHOTOS coming Friday 9/11/26.
Rooms by level
How the bedrooms and baths are distributed across the floors, as reported by the listing agent.
- Main level1 half bath
- Upper level3 bedrooms · 1 full bath
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 1 full · 1 half
- Living area
- 1,470 sq ft
- Heating
- Baseboard - Hot Water
- Cooling
- None
Property & construction
- Property type
- Residential · Twin/Semi-Detached
- Architectural style
- Traditional
- Year built
- 1928
Lot & parking
- Lot size
- 0.07 acres (3,049 sq ft)
- Garage
- 1 space
Financial
- Price / sq ft
- $180
- HOA dues
- None
Listing details
- MLS #
- PALA2094468
- County
- Lancaster County
- School district
- Ephrata Area
Interior features
- Appliances
- Oven/Range - Electric, Refrigerator
- Flooring
- Hardwood
- Interior features
- Attic, Bathroom - Tub Shower, Dining Area, Floor Plan - Traditional, Wood Floors
- Basement
- Outside Entrance
- Laundry
- Basement
- Levels
- 2
- Accessibility
- None
Exterior & construction
- Construction
- Brick
- Foundation
- Block
- Windows
- Vinyl Clad
Systems & utilities
- Heating fuel
- Oil
- Cooling fuel
- None
- Hot water
- Electric
- Water source
- Public
- Sewer
- Public Sewer
Parking
- Parking
- On Street, Off Street, Detached Garage
- Garage type
- Other
- Total spaces
- 2
Community
- Subdivision
- EPHRATA BOROUGH
Lot & zoning
- Zoning
- RESIDENTIAL
Included in the sale
- Inclusions
- refrigerator, washer, dryer, wardrobe in bedroom, storage shelving in basement and garage, window ACs
- Possession
- Immediate
Price history
| Date | Event | Price |
|---|---|---|
| Sep 9, 2026 | Listed for sale | $265,000 |
Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.
The NookLocal estimate
Estimated value
$262,000
Automated estimate, not an appraisal. Sale records through July 2026.
About this estimate
Based on 10 comparable sales nearby, the Lancaster County assessment ratio, and this home's own January 2023 sale grown with the local market, weighted toward the current asking price.
- Last sold
- January 2023 for $215,000
- About $253,564 in today's market
- Current list price
- $265,000
- County assessment implies
- $235,000
- Est. property taxes at today's rates
- $2,726/yr
Comparable Sales
| Address | Closed | Sale price | Bd/Ba | Sqft | Adjusted value |
|---|---|---|---|---|---|
| 214 DUKE ST, EPHRATA, PA 17522 | May 2026 | $255,000 | 3/1 | 1,448 | $267,206 |
| 280 DUKE ST, EPHRATA, PA 17522 | September 2026 | $219,900 | 3/1 | 1,498 | $221,625 |
| 637 W MAIN ST, EPHRATA, PA 17522 | April 2026 | $270,000 | 3/1 | 1,436 | $274,890 |
| 22 W FULTON ST, EPHRATA, PA 17522 | March 2026 | $185,000 | 3/1 | 1,512 | $176,957 |
| 203 IRENE AVE, EPHRATA, PA 17522 | September 2026 | $300,000 | 3/1 | 1,368 | $297,900 |
| 12 FARM LN, EPHRATA, PA 17522 | April 2025 | $295,000 | 3/1 | 1,469 | $275,168 |
Sale history
| Date | Event | Price |
|---|---|---|
| January 2023 | Sold | $215,000 |
| August 2019 | Sold | $167,500 |
From closed MLS and county deed records. Earlier transactions may exist.
Estimated taxes
Estimated at current rates
$3,026 / year
≈ $252 per month
MLS shows (2026)
$3,108
-2.6% at current rates
School tax
EPHRATA AREA · 20.00 mills (2025-26)
$2,350
County tax
Lancaster County · 3.20 mills (2026)
$376
Municipal tax
As recorded for 2026, varies by municipality
$300
Recomputed from the county assessment ($117,500, 2018 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Lancaster County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.
Estimated monthly payment calculator
$53,000 (20%)
6.43%
Loan term
Estimated monthly payment
$1,660/mo
- Principal & interest
- $1,330
- Property taxes (current rates)
- $252
- Home insurance (est.)
- $77
Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.
Area statistics
School district
Ephrata Area
- Academic index
- 66/100
- Graduation rate
- 90.3%
- PSSA ELA proficient
- 51.5%
- PSSA Math proficient
- 44.8%
2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.
Safety data
Lancaster County crime & safety numbers →
County figures from FBI and Pennsylvania source data.
Property taxes
Lancaster County taxes, explained →
Millage, the Common Level Ratio, and what changes after you buy.
Map location
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Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.
IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.
Data last updated: September 10, 2026 at 8:23 AM EDT
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