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Listing description

CASH BUYERS: THE DEAL YOU'VE BEEN WAITING FOR IS ON EPHRATA'S CHURCH AVE Every investor knows the good ones go fast and quietly. This is one of them. A semi-detached home on a quiet stretch of Church Ave, a short walk from downtown Ephrata, home of the largest street fair in Pennsylvania. Underneath the work it needs, the character is all here: hardwood floors, exposed wood ceiling beams, covered front and back porches, a privacy-fenced yard, off-street parking, and an expandable third floor with real upside. Good bones. A real neighborhood. A location people actually want to live in. Sold strictly as-is, and priced to reflect it. This is a straightforward play for someone who can move with cash and no contingencies: buy right, put in the work, and own a place in one of Lancaster County's most walkable small towns for well under what the finished comparables say. The numbers are clear. Tour the home, run the numbers, and you'll see the value. Cash, no contingencies, quick close. If that's you, don't wait - homes like this don't reach the open market often, and they don't sit when they do.

Facts & features

Interior

Bedrooms
3
Bathrooms
1 full
Living area
1,328 sq ft
Heating
Forced Air
Cooling
None

Property & construction

Property type
Residential · Twin/Semi-Detached
Architectural style
Traditional
Year built
1920

Lot & parking

Lot size
0.06 acres (2,614 sq ft)

Financial

Price / sq ft
$132
HOA dues
None

Listing details

MLS #
PALA2090796
County
Lancaster County
School district
Ephrata Area
Days on market
13 days

Price history

DateEventPrice
Jun 25, 2026Listed for sale$175,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$195,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Lancaster County assessment ratio, weighted toward the current asking price.

Current list price
$175,000
County assessment implies
$232,600
Est. property taxes at today's rates
$2,698/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
224 CHERRY ST, EPHRATA, PA 17522February 2026$170,0003/11,354$172,235
130 CHURCH AVE, EPHRATA, PA 17522April 2026$225,0003/11,298$230,727
432 E MAIN ST, EPHRATA, PA 17522February 2026$233,0003/11,376$232,055
144 CHURCH AVE, EPHRATA, PA 17522January 2026$160,0003/11,366$166,260
164 LINDA TER, EPHRATA, PA 17522February 2026$270,0003/11,224$265,899
160 TOM AVE, EPHRATA, PA 17522May 2025$274,9003/11,323$256,731

Estimated taxes

Estimated at current rates

$2,698 / year

$225 per month

MLS shows (2026)

$2,995

-9.9% at current rates

School tax

EPHRATA AREA · 20.00 mills (2025-26)

$2,326

County tax

Lancaster County · 3.20 mills (2026)

$372

Municipal tax

Not reported in the MLS feed

Assessment note:this home appears assessed above what its asking price implies at the county's common level ratio. The next owner may have a case for an assessment appeal worth roughly $668/year.

Recomputed from the county assessment ($116,300, 2018 base year) × current millage. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Lancaster County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$35,000 (20%)
6.43%

Loan term

Estimated monthly payment

$1,154/mo

Principal & interest
$878
Property taxes (current rates)
$225
Home insurance (est.)
$51

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Ephrata Area

Academic index
66/100
Graduation rate
90.3%
PSSA ELA proficient
51.5%
PSSA Math proficient
44.8%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Lancaster County crime & safety numbers →

FBI and Pennsylvania source data, presented without spin.

Property taxes

Lancaster County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: July 8, 2026 at 2:41 PM EDT

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