$129,900
4 bd|1 ba|1,620 sqft
123 N 7th St, Columbia, PA 17512
Listed by RE/MAX SmartHub Realty
For Sale1 of 29
Listing description
Opportunity awaits in the heart of Mount Joy Borough! This 3-bedroom, 1-bath home is a diamond in the rough, ready for a complete renovation to bring out its full potential. With a solid structure, spacious layout, and prime location near local shops and schools, this property is perfect for investors or those looking to create their dream home. Don't miss your chance—schedule a showing and envision the possibilities! The Property does feature a newer furnace and electrical panel.
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 1 full
- Living area
- 1,116 sq ft
- Heating
- Forced Air
- Cooling
- None
Property & construction
- Property type
- Residential · Interior Row/Townhouse
- Architectural style
- Traditional
- Year built
- 1900
Lot & parking
- Lot size
- 0.06 acres (2,614 sq ft)
Financial
- Price / sq ft
- $134
- HOA dues
- None
Listing details
- MLS #
- PALA2085614
- County
- Lancaster County
- School district
- Donegal
- Days on market
- 91 days
Price history
| Date | Event | Price |
|---|---|---|
| Apr 8, 2026 | Listed for sale | $149,900 |
Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.
The NookLocal estimate
Estimated value
$170,000
Automated estimate, not an appraisal. Sale records through July 2026.
About this estimate
Based on 10 comparable sales nearby, the Lancaster County assessment ratio, weighted toward the current asking price.
- Current list price
- $149,900
- County assessment implies
- $187,600
- Est. property taxes at today's rates
- $2,199/yr
Comparable Sales
| Address | Closed | Sale price | Bd/Ba | Sqft | Adjusted value |
|---|---|---|---|---|---|
| 538 CREEKSIDE LN, MOUNT JOY, PA 17552 | July 2025 | $292,500 | 3/1 | 1,245 | $236,248 |
| 68 W MAIN ST, MOUNT JOY, PA 17552 | July 2024 | $224,000 | 3/1 | 1,269 | $214,378 |
| 325 DEERFIELD DR, MOUNT JOY, PA 17552 | January 2026 | $283,000 | 3/1 | 1,276 | $224,332 |
| 424 DEERFIELD DR, MOUNT JOY, PA 17552 | June 2025 | $240,000 | 3/1 | 1,170 | $210,981 |
| 352 DEERFIELD DR, MOUNT JOY, PA 17552 | July 2025 | $260,000 | 3/1 | 1,288 | $205,067 |
| 201 S BARBARA ST, MOUNT JOY, PA 17552 | December 2025 | $229,900 | 3/1 | 1,128 | $198,315 |
Estimated taxes
Estimated at current rates
$2,694 / year
≈ $224 per month
MLS shows (2025)
$2,694
School tax
DONEGAL · 20.24 mills (2025-26)
$1,899
County tax
Lancaster County · 3.20 mills (2026)
$300
Municipal tax
As recorded for 2025, varies by municipality
$495
Assessment note:this home appears assessed above what its asking price implies at the county's common level ratio. The next owner may have a case for an assessment appeal worth roughly $442/year.
Recomputed from the county assessment ($93,800, 2018 base year) × current millage. Portals typically reprint the recorded 2025 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Lancaster County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.
Estimated monthly payment calculator
$29,980 (20%)
6.43%
Loan term
Estimated monthly payment
$1,021/mo
- Principal & interest
- $752
- Property taxes (current rates)
- $224
- Home insurance (est.)
- $44
Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.
Area statistics
School district
Donegal
- Academic index
- 57.5/100
- Graduation rate
- 91.8%
- PSSA ELA proficient
- 48.7%
- PSSA Math proficient
- 46.3%
2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.
Safety data
Lancaster County crime & safety numbers →
FBI and Pennsylvania source data, presented without spin.
Property taxes
Lancaster County taxes, explained →
Millage, the Common Level Ratio, and what changes after you buy.
Map location
Open in Google Maps© BRIGHT, All Rights Reserved
Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.
IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.
Data last updated: July 8, 2026 at 2:43 PM EDT
Homes like this one
View all Mt Joy Borough listings →
Want help finding the right home in Mt Joy Borough?
Our concierge desk does a 1-on-1 needs analysis with you, then hand-picks a vetted Mt Joy Borough agent or lender, not whoever paid for your ZIP. Free, no obligation. If you work with a partner we introduce, NookLocal may earn a referral fee from their broker.