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For Sale

Listing description

Affordable Rural Living with Room to Grow! Welcome to 174 Mortar Lane in Ephrata, where peaceful rural living meets affordability and comfort! This well-cared-for home reflects true pride of ownership, featuring tasteful updates and an inviting atmosphere throughout. Offering 2 bedrooms on the main level plus a 3rd bedroom in the lower level, this home provides flexible living space to fit your needs. The lower level offers additional possibilities, including a laundry room with potential for a second bathroom, adding even more value and functionality. A nicely organized garage provides practical storage space and plenty of room to keep tools, equipment, and everyday essentials neatly arranged. Step outside to enjoy the concrete patio and relaxing hot tub, creating the perfect backyard retreat for unwinding after a long day, entertaining friends, or enjoying peaceful evenings under the stars. Whether you're purchasing your first home, looking to downsize, or simply seeking an affordable place to call your own, this property offers a wonderful opportunity. Enjoy the charm of a rural setting without sacrificing convenience. Thoughtfully maintained and full of potential, 174 Mortar Lane offers an inviting place to call home at an affordable price!

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Lower level1 bedroom
  2. Main level2 bedrooms · 1 full bath

Facts & features

Interior

Bedrooms
3
Bathrooms
1 full
Living area
1,022 sq ft
Heating
Forced Air, Heat Pump(s)
Cooling
Central A/C

Property & construction

Property type
Residential · Twin/Semi-Detached
Architectural style
Split Level, Traditional
Year built
1995

Lot & parking

Lot size
0.22 acres (9,583 sq ft)
Garage
1 space

Financial

Price / sq ft
$298
HOA dues
None

Listing details

MLS #
PALA2096950
County
Lancaster County
School district
Ephrata Area
Days on NookLocal
9 days

Interior features

Basement
Garage Access, Partially Finished, Improved
Levels
2
Accessibility
Level Entry - Main

Exterior & construction

Construction
Vinyl Siding
Roof
Architectural Shingle
Foundation
Block
View
Trees/Woods

Systems & utilities

Heating fuel
Electric
Cooling fuel
Electric
Hot water
Electric
Water source
Public
Sewer
Public Sewer

Parking

Parking
Attached Garage, Driveway, Off Street, On Street
Garage type
Garage - Front Entry
Total spaces
2
Driveway spaces
1

Community

Subdivision
EPHRATA/BRICKYARD

Lot & zoning

Zoning
RESIDENTIAL

Included in the sale

Possession
Settlement, Negotiable

Price history

DateEventPrice
Oct 21, 2026Price reduced$305,000
Oct 13, 2026Listed for sale$315,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$294,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Lancaster County assessment ratio, weighted toward the current asking price.

Current list price
$305,000
County assessment implies
$290,000
Est. property taxes at today's rates
$3,364/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
231 E WALNUT ST, EPHRATA, PA 17522May 2025$255,0003/11,008$282,947
346 DUKE ST, EPHRATA, PA 17522January 2026$255,0003/11,080$277,453
346 DUKE ST, EPHRATA, PA 17522October 2025$179,9003/11,080$196,929
413 E MAIN ST, EPHRATA, PA 17522April 2026$230,0002/1960$262,951
320 DUKE ST, EPHRATA, PA 17522November 2024$200,0003/11,064$229,599
331 WASHINGTON AVE, EPHRATA, PA 17522April 2026$180,0003/11,172$179,879

Estimated taxes

Estimated at current rates

$3,734 / year

≈ $311 per month

MLS shows (2026)

$3,835

-2.6% at current rates

School tax

EPHRATA AREA · 20.00 mills (2025-26)

$2,900

County tax

Lancaster County · 3.20 mills (2026)

$464

Municipal tax

As recorded for 2026, varies by municipality

$370

Recomputed from the county assessment ($145,000, 2018 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Lancaster County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$61,000 (20%)
6.43%

Loan term

Estimated monthly payment

$1,931/mo

Principal & interest
$1,531
Property taxes (current rates)
$311
Home insurance (est.)
$89

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Ephrata Area

Academic index
66/100
Graduation rate
90.3%
PSSA ELA proficient
51.5%
PSSA Math proficient
44.8%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Lancaster County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Lancaster County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: October 22, 2026 at 2:12 PM EDT

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