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Listing description

Welcome to 13 W Main Street, a stunning Victorian residence that blends timeless craftsmanship with a lifestyle that’s increasingly hard to find. With 4 bedrooms, 2.5 baths, and iconic curb appeal, this home is a true centerpiece of Mount Joy’s historic downtown. The exterior immediately captivates with its wraparound porch and a striking turret, setting the tone for the architectural detail found throughout. Inside, you’ll discover intricate wood craftsmanship, tall ceilings, and large windows that flood the home with natural light—each room offering its own sense of character and warmth. The parlor is adorned with tall windows and a gas fireplace, the kitchen blends function with charm, offering abundant cabinetry, stainless steel appliances, a gas cooktop, and Corian countertops. Adding to the home’s authenticity is a second staircase, a hallmark of homes from this period that enhances both character and practicality. Leading upstairs, the layout continues to impress with a split landing to easily access all well-proportioned bedrooms and access to a charming second-floor balcony, perfect for quiet mornings or evening relaxation. The second floor features 2 full bathrooms and access to a 3rd story with a very large unfinished attic that could serve as additional future space. One of the most unique highlights is the unmatched walkability. The Mount Joy Amtrak Station is just one block away, recently upgraded and modernized, offering a seamless commute on the keystone corridor to Lancaster, Harrisburg, Philadelphia, and beyond. Whether you’re a daily commuter or someone who values easy access to major cities without sacrificing small-town charm, this location delivers. Combine this amenity with quick access by rail to Harrisburg International airport and you can travel anywhere in the world by just walking up the street. Access to the back yard can be made through the kitchen or any of the several doors along the wrap around porch. The backyard features a sidewalk leading to a detached garage with additional paved parking adjacent to the garage. From the craftsmanship and architectural presence to the unbeatable proximity to rail transit, 13 W Main Street offers a rare opportunity to own a home that’s as functional as it is beautiful—where history, convenience, and lifestyle intersect. This certified home listing includes the following reports: All of this has been completed utilizing a certified home listing plan which includes: Home Inspection, Termite Inspection, Radon Inspection and an appraisal. Ask your agent or the listing agent about being able to close in 10 days.

Facts & features

Interior

Bedrooms
4
Bathrooms
2 full · 1 half
Living area
3,332 sq ft
Heating
Radiator
Cooling
Window Unit(s)

Property & construction

Property type
Residential · Detached
Architectural style
Victorian
Year built
1875

Lot & parking

Lot size
0.21 acres (9,148 sq ft)
Garage
1 space

Financial

Price / sq ft
$135
HOA dues
None

Listing details

MLS #
PALA2081304
County
Lancaster County
School district
Donegal
Days on market
145 days

Price history

DateEventPrice
Feb 13, 2026Listed for sale$450,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$451,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Lancaster County assessment ratio, weighted toward the current asking price.

Current list price
$450,000
County assessment implies
$472,600
Est. property taxes at today's rates
$5,540/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
303 S MARKET ST, MOUNT JOY, PA 17552April 2026$451,5004/23,060$432,615
527 FLORIN AVE, MOUNT JOY, PA 17552June 2026$575,0003/23,547$448,347
338 LOCUST LN, MOUNT JOY, PA 17552April 2026$560,0004/22,856$522,235
40 JEWEL DR, MOUNT JOY, PA 17552July 2026$643,5004/23,400$525,670
259 BLOSSOM TRL, MOUNT JOY, PA 17552March 2025$477,6004/23,657$390,380
1138 ALDEN ST, MOUNT JOY, PA 17552June 2026$497,9904/22,838$487,279

Estimated taxes

Estimated at current rates

$6,662 / year

$555 per month

MLS shows (2025)

$6,593

+1.0% at current rates

School tax

DONEGAL · 20.24 mills (2025-26)

$4,783

County tax

Lancaster County · 3.20 mills (2026)

$756

Municipal tax

As recorded for 2025, varies by municipality

$1,122

Recomputed from the county assessment ($236,300, 2018 base year) × current millage. Portals typically reprint the recorded 2025 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Lancaster County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$90,000 (20%)
6.43%

Loan term

Estimated monthly payment

$2,945/mo

Principal & interest
$2,259
Property taxes (current rates)
$555
Home insurance (est.)
$131

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Donegal

Academic index
57.5/100
Graduation rate
91.8%
PSSA ELA proficient
48.7%
PSSA Math proficient
46.3%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Lancaster County crime & safety numbers →

FBI and Pennsylvania source data, presented without spin.

Property taxes

Lancaster County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: July 8, 2026 at 2:43 PM EDT

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