$175,000
3 bd|1 ba|728 sqft
438 Chambers St, Lancaster, PA 17603
Listed by Top Shelf Real Estate
For Sale
Listing description
This property will be offered at Public Auction on Wednesday, September 9, 2026 @ 6pm. The listing price is the opening bid only and in no way reflects the final sale price. 10% down due at auction, 2% transfer tax to be paid by the purchaser, real estate taxes prorated. This Lancaster property features a first floor with an entryway with garage access, living and dining areas, a kitchen, family room, and half bathroom. The second floor includes two bedrooms, including a primary bedroom with a private bathroom, along with an additional full bathroom. Additional amenities include a one-car garage and back deck. Offering a convenient layout, attached garage, and outdoor space, this Lancaster property presents a great opportunity for buyers looking for a home in a desirable location.
Rooms by level
How the bedrooms and baths are distributed across the floors, as reported by the listing agent.
- Main level1 half bath
- Upper level2 bedrooms · 2 full baths
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2 full · 1 half
- Living area
- 1,662 sq ft
- Heating
- Forced Air
- Cooling
- Central A/C
Property & construction
- Property type
- Residential · End of Row/Townhouse
- Architectural style
- Traditional
- Year built
- 1986
Lot & parking
- Lot size
- 0.15 acres (6,534 sq ft)
- Garage
- 1 space
Financial
- Price / sq ft
- $105
- HOA dues
- $182/mo
Listing details
- MLS #
- PALA2093902
- County
- Lancaster County
- School district
- Hempfield
- Days on NookLocal
- 4 days
Interior features
- Appliances
- Built-In Range, Built-In Microwave, Dishwasher, Refrigerator
- Flooring
- Carpet, Vinyl
- Interior features
- Bathroom - Tub Shower, Bathroom - Stall Shower, Carpet, Combination Dining/Living, Walk-in Closet(s)
- Fireplace
- 1
- Laundry
- Upper Floor
- Levels
- 2
- Accessibility
- None
Exterior & construction
- Construction
- Frame, Vinyl Siding
- Roof
- Composite, Shingle
- Foundation
- Permanent
- Patio & porch
- Deck(s)
Systems & utilities
- Heating fuel
- Electric
- Cooling fuel
- Electric
- Hot water
- Electric
- Water source
- Public
- Sewer
- Public Sewer
Parking
- Parking
- Attached Garage, Driveway
- Garage type
- Garage - Front Entry
- Total spaces
- 2
- Driveway spaces
- 1
Community
- Subdivision
- HILLTOP
- HOA includes
- Common Area Maintenance, Ext Bldg Maint, Lawn Maintenance, Snow Removal
Lot & zoning
- Lot dimensions
- 0.00 x 0.00
- Zoning
- MDR
Included in the sale
- Possession
- Settlement
Price history
| Date | Event | Price |
|---|---|---|
| Aug 18, 2026 | Listed for sale | $175,000 |
Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.
The NookLocal estimate
Estimated value
$283,000
Automated estimate, not an appraisal. Sale records through July 2026.
About this estimate
Based on 10 comparable sales nearby, the Lancaster County assessment ratio, weighted toward the current asking price.
- Current list price
- $175,000
- County assessment implies
- $306,800
- Est. property taxes at today's rates
- $3,420/yr
Comparable Sales
| Address | Closed | Sale price | Bd/Ba | Sqft | Adjusted value |
|---|---|---|---|---|---|
| 101 TOPLAND DR, LANCASTER, PA 17601 | August 2026 | $330,000 | 3/2 | 1,608 | $336,149 |
| 107 TREETOPS DR, LANCASTER, PA 17601 | July 2026 | $335,000 | 3/2 | 1,740 | $316,812 |
| 765 SYLVAN RD, LANCASTER, PA 17601 | March 2026 | $315,000 | 3/2 | 1,535 | $338,213 |
| 903 COUNTRY PLACE DR, LANCASTER, PA 17601 | June 2026 | $285,000 | 3/2 | 1,511 | $306,121 |
| 2447 SPRING WATER CIR, LANCASTER, PA 17601 | May 2026 | $425,490 | 3/2 | 1,737 | $400,617 |
| 2459 ARTESIAN WAY #18, LANCASTER, PA 17601 | September 2025 | $369,540 | 3/2 | 1,613 | $378,380 |
Estimated taxes
Estimated at current rates
$3,652 / year
≈ $304 per month
MLS shows (2026)
$3,410
+7.1% at current rates
School tax
HEMPFIELD · 19.10 mills (2025-26)
$2,929
County tax
Lancaster County · 3.20 mills (2026)
$491
Municipal tax
As recorded for 2026, varies by municipality
$232
Assessment note:this home appears assessed above what its asking price implies at the county's common level ratio. The next owner may have a case for an assessment appeal worth roughly $1,469/year.
Recomputed from the county assessment ($153,400, 2018 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Lancaster County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.
Estimated monthly payment calculator
$35,000 (20%)
6.43%
Loan term
Estimated monthly payment
$1,416/mo
- Principal & interest
- $878
- Property taxes (current rates)
- $304
- Home insurance (est.)
- $51
- HOA
- $182
Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.
Area statistics
School district
Hempfield
- Academic index
- 71.6/100
- Graduation rate
- 94.6%
- PSSA ELA proficient
- 62.4%
- PSSA Math proficient
- 60.2%
2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.
Safety data
Lancaster County crime & safety numbers →
County figures from FBI and Pennsylvania source data.
Property taxes
Lancaster County taxes, explained →
Millage, the Common Level Ratio, and what changes after you buy.
Map location
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Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.
IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.
Data last updated: August 21, 2026 at 8:13 PM EDT
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