$480,000
3 bd|2.5 ba|2,184 sqft
46 Saddler Dr, Elverson, PA 19520
Listed by EXP Realty, LLC
For Sale
Listing description
Welcome home to this townhome that offers the comfort of home with the ease of an HOA community, tucked away on a cul-de-sac in desirable Summerfield. Thoughtfully maintained and updated over the years. This home is ready for its next owner to move in and enjoy. Step inside to a bright and inviting main level where the kitchen takes center stage with granite countertops, generous workspace, and an easy flow into the surrounding living areas. Natural light fills the space, creating a comfortable setting for everyday living and entertaining. Upstairs, the primary bedroom provides a relaxing retreat, while the additional bedrooms offer flexibility for guests, a home office, hobbies or whatever fits your lifestyle. The finished lower level expands the living space even further. Create a movie room, home gym, game room, office, or simply a comfortable place to spread out and relax. Just as impressive are the major improvements already completed. The roof, heating system, and central air were replaced in 2019. All windows were upgraded to vinyl in 2021, followed by a new vinyl patio door and bay window in 2025. These substantial updates provide added efficiency, comfort, and peace of mind. Outside, enjoy the benefits of townhome living in an established HOA community without giving up the feeling of having your own place to call home. The cul-de-sac setting adds to the appeal, while Summerfield offers a welcoming neighborhood atmosphere. If you have been searching for a well cared for townhome with valuable updates, flexible living space, and an HOA lifestyle, this one deserves a closer look. Come see why Summerfield could be the place for your next chapter.
Rooms by level
How the bedrooms and baths are distributed across the floors, as reported by the listing agent.
- Main level1 half bath
- Upper level3 bedrooms · 2 full baths
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2 full · 1 half
- Living area
- 2,118 sq ft
- Heating
- Heat Pump(s)
- Cooling
- Central A/C
Property & construction
- Property type
- Residential · Interior Row/Townhouse
- Architectural style
- Traditional
- Year built
- 1999
Lot & parking
- Lot size
- 0.07 acres (3,078 sq ft)
- Garage
- 1 space
Financial
- Price / sq ft
- $189
- HOA dues
- $75/mo
Listing details
- MLS #
- PACT2132862
- County
- Chester County
- School district
- Twin Valley
- Days on NookLocal
- 32 days
Interior features
- Appliances
- Built-In Range, Built-In Microwave, Dishwasher
- Flooring
- Hardwood, Vinyl, Tile/Brick
- Interior features
- Bathroom - Stall Shower, Bathroom - Tub Shower, Ceiling Fan(s), Dining Area, Primary Bath(s), Upgraded Countertops, Walk-in Closet(s), Wood Floors
- Basement
- Interior Access, Improved, Partially Finished, Heated
- Laundry
- Upper Floor
- Levels
- 2
- Accessibility
- None
Exterior & construction
- Construction
- Stucco
- Roof
- Architectural Shingle
- Foundation
- Permanent
- Patio & porch
- Deck(s)
- Windows
- Replacement
- Doors
- Sliding Glass
- View
- Trees/Woods
Systems & utilities
- Heating fuel
- Electric, Geo-thermal
- Cooling fuel
- Geothermal
- Hot water
- Other, Electric
- Water source
- Public
- Sewer
- Public Sewer
- Utilities
- Water Available, Sewer Available
Parking
- Parking
- Attached Garage, Driveway
- Garage type
- Garage - Front Entry, Built In, Inside Access
- Parking features
- Asphalt Driveway
- Total spaces
- 3
- Driveway spaces
- 2
Community
- Subdivision
- SUMMERFIELD
- HOA amenities
- Community Center
- HOA includes
- Common Area Maintenance, Lawn Maintenance, Snow Removal
Lot & zoning
- Lot dimensions
- 0.00 x 0.00
- Lot features
- Backs to Trees, Rear Yard, Front Yard
- Zoning
- RES
Included in the sale
- Inclusions
- Kitchen refrigerator as-is present condition
- Exclusions
- Front door lock. Garage cabinets, window ac unit in garage
- Possession
- Negotiable
Price history
| Date | Event | Price |
|---|---|---|
| Sep 4, 2026 | Listed for sale | $399,900 |
Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.
The NookLocal estimate
Estimated value
$405,000
Automated estimate, not an appraisal. Sale records through July 2026.
About this estimate
Based on 10 comparable sales nearby, the Chester County assessment ratio, weighted toward the current asking price.
- Last sold
- June 2017 for $252,000
- County deed record in 2017 dollars; not comparable to today's value.
- Current list price
- $399,900
- County assessment implies
- $466,547
- Est. property taxes at today's rates
- $5,373/yr
Comparable Sales
| Address | Closed | Sale price | Bd/Ba | Sqft | Adjusted value |
|---|---|---|---|---|---|
| 74 SUNDANCE DR, ELVERSON, PA 19520 | June 2026 | $405,000 | 3/2 | 2,107 | $406,571 |
| 619 HOMESTEAD DR, ELVERSON, PA 19520 | March 2026 | $449,000 | 3/2 | 2,091 | $473,944 |
| 48 SADDLER DR, ELVERSON, PA 19520 | September 2026 | $445,000 | 2/2 | 2,088 | $452,691 |
| 85 ASCOT DR, ELVERSON, PA 19520 | September 2026 | $536,000 | 4/1 | 2,120 | $572,419 |
| 111 N YEINGST DR, ELVERSON, PA 19520 | October 2024 | $350,000 | 3/2 | 2,076 | $375,714 |
| 126 STEEPLECHASE DR, ELVERSON, PA 19520 | June 2026 | $369,000 | 2/2 | 1,980 | $390,624 |
Sale history
| Date | Event | Price |
|---|---|---|
| June 2017 | Sold | $252,000 |
From closed MLS and county deed records. Earlier transactions may exist.
Estimated taxes
Estimated at current rates
$5,373 / year
≈ $448 per month
MLS shows (2026)
$5,455
-1.5% at current rates
School tax
TWIN VALLEY · 32.49 mills (2025-26)
$4,636
County tax
Chester County · 5.16 mills (2026)
$737
Municipal tax
As recorded for 2026, varies by municipality
$0
Recomputed from the county assessment ($142,670, 1998 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Chester County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.
Estimated monthly payment calculator
$79,980 (20%)
6.43%
Loan term
Estimated monthly payment
$2,647/mo
- Principal & interest
- $2,007
- Property taxes (current rates)
- $448
- Home insurance (est.)
- $117
- HOA
- $75
Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.
Area statistics
School district
Twin Valley
- Academic index
- 64.9/100
- Graduation rate
- 93.3%
- PSSA ELA proficient
- 53.2%
- PSSA Math proficient
- 54.6%
2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.
Safety data
Chester County crime & safety numbers →
County figures from FBI and Pennsylvania source data.
Property taxes
Chester County taxes, explained →
Millage, the Common Level Ratio, and what changes after you buy.
Map location
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Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.
IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.
Data last updated: October 6, 2026 at 2:08 PM EDT
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