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For Sale

Listing description

Welcome to 46 Saddler Drive in the charming Summerfield neighborhood! This beautifully maintained home offers an inviting open-concept layout, thoughtful updates, and serene outdoor views that create the perfect blend of comfort, convenience, and style. Enter into a welcoming main level featuring beautiful hardwood floors that flow seamlessly through the open-concept living and dining areas. A three-panel French door, replaced in 2019, provides an abundance of natural light and opens to a composite deck with a new awning installed in 2022. Step outside and enjoy beautiful views of the pond and surrounding gardens—an ideal setting for morning coffee, entertaining, or simply relaxing. The updated kitchen is both stylish and functional, featuring granite countertops, tile flooring, a decorative backsplash, beadboard detailing, and space for a small table. A convenient powder room completes the main level. Upstairs, you'll find three spacious bedrooms, including a wonderful primary suite designed as a private retreat. The primary bedroom features a vaulted ceiling, walk-in closet, and beautifully renovated en-suite bathroom. The second-floor laundry adds an extra level of everyday convenience. The finished walkout basement provides valuable additional living space with plenty of versatility for a family room, home office, gym, or entertaining area. Step directly onto the charming patio and continue enjoying the peaceful pond and garden views. Numerous major improvements provide peace of mind, including a roof replaced in 2018, all windows replaced in 2015, and driveway replaced in 2016. Adding to the home's appeal is a geothermal heating and cooling system, offering an environmentally friendly and energy-efficient way to heat and cool the home while providing the potential for long-term energy savings. With its beautiful interior, flexible living spaces, extensive updates, and picturesque outdoor setting, 46 Saddler Drive is a home you'll be proud to call your own. Don't miss this exceptional opportunity in Summerfield! IMPROVEMENTS done to 46 Saddler 2024-2026 include: ALL NEW: flooring - carpet/wood planking, water heater, ceiling light fixtures, smart range/air fryer, built-in microwave oven, new awning covering oversized deck, 2 inch blinds. Also new modern electric fireplace in living room, entire home painted inside and outside, garage floor installed with diamond ground coating, all new kitchen cabinet hardware, added kitchen "under counter" lighting, dimming switches on all ceiling lighting fixtures, new remote ceiling fans in all bedrooms, new smart thermostat, additional outlets in master bathroom, all new landscaping front and rear, new “touch button” Yale lock on front door, all new updated heater vent covers, switch plates and outlet plugs in all rooms.

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Main level1 half bath
  2. Upper level3 bedrooms · 2 full baths

Facts & features

Interior

Bedrooms
3
Bathrooms
2 full · 1 half
Living area
2,184 sq ft
Heating
Heat Pump(s)
Cooling
Central A/C

Property & construction

Property type
Residential · Interior Row/Townhouse
Architectural style
Traditional
Year built
1997

Lot & parking

Lot size
0.07 acres (2,838 sq ft)
Garage
1 space

Financial

Price / sq ft
$220
HOA dues
$125/mo

Listing details

MLS #
PACT2136132
County
Chester County
School district
Twin Valley
Days on NookLocal
12 days

Interior features

Appliances
Built-In Microwave, Dryer, Dishwasher, Disposal, Stainless Steel Appliances, Washer, Water Heater
Fireplace
1
Fireplace type
Electric
Basement
Partially Finished, Outside Entrance, Walkout Level, Windows, and 2 more
Laundry
Upper Floor
Levels
2
Accessibility
None

Exterior & construction

Construction
Stucco
Foundation
Concrete Perimeter
Exterior features
Awning(s)

Systems & utilities

Heating fuel
Electric, Geo-thermal
Cooling fuel
Electric, Geothermal
Hot water
Electric
Water source
Public
Sewer
Public Sewer

Parking

Parking
Attached Garage, Driveway
Garage type
Garage - Front Entry, Garage Door Opener, Inside Access
Total spaces
1

Community

Subdivision
SUMMERFIELD AT ELVERSON
HOA includes
Common Area Maintenance, Lawn Maintenance, Snow Removal

Lot & zoning

Zoning
RESIDENTIAL

Included in the sale

Inclusions
Washer and Dryer
Exclusions
All window treatments (curtains), wall-mounted television in living room, refrigerator.
Possession
31-60 Days CD

Price history

DateEventPrice
Sep 24, 2026Listed for sale$480,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$468,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Chester County assessment ratio, and this home's own November 2023 sale grown with the local market, weighted toward the current asking price.

Last sold
November 2023 for $385,000
About $435,478 in today's market
Current list price
$480,000
County assessment implies
$512,165
Est. property taxes at today's rates
$5,898/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
74 SUNDANCE DR, ELVERSON, PA 19520June 2026$405,0003/22,107$416,040
619 HOMESTEAD DR, ELVERSON, PA 19520March 2026$449,0003/22,091$484,982
48 SADDLER DR, ELVERSON, PA 19520September 2026$445,0002/22,088$463,235
14 MEADOWVIEW DR, ELVERSON, PA 19520March 2025$413,0003/22,232$431,533
28 STABLE DR, ELVERSON, PA 19520November 2024$375,0003/22,232$387,494
237 S PINE ST, ELVERSON, PA 19520October 2025$455,0003/22,403$442,146

Sale history

DateEventPrice
November 2023Sold$385,000

From closed MLS and county deed records. Earlier transactions may exist.

Estimated taxes

Estimated at current rates

$5,898 / year

≈ $492 per month

MLS shows (2026)

$5,989

-1.5% at current rates

School tax

TWIN VALLEY · 32.49 mills (2025-26)

$5,089

County tax

Chester County · 5.16 mills (2026)

$809

Municipal tax

As recorded for 2026, varies by municipality

$0

Recomputed from the county assessment ($156,620, 1998 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Chester County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$96,000 (20%)
6.43%

Loan term

Estimated monthly payment

$3,166/mo

Principal & interest
$2,409
Property taxes (current rates)
$492
Home insurance (est.)
$140
HOA
$125

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Twin Valley

Academic index
64.9/100
Graduation rate
93.3%
PSSA ELA proficient
53.2%
PSSA Math proficient
54.6%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Chester County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Chester County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: October 6, 2026 at 2:08 PM EDT

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