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For Sale

Listing description

Affordable homeownership opportunity in Reading! Priced at just $105,000, this home offers an excellent opportunity for buyers looking for an affordable property with plenty of potential. The home features 3 bedrooms, a nicely sized full bathroom, a spacious kitchen and dining area, and comfortable living space throughout. Out back, you'll find a small, fenced yard with a covered deck/patio area, offering a private outdoor space to sit, relax, or enjoy some fresh air without a lot of yard maintenance. Conveniently located near parks and recreational areas, schools, shopping, and major roads, the property provides easy access to everyday necessities. The home offers plenty of potential and, with a fresh coat of paint and a few personal touches, could quickly become a place you'll be proud to call home. Please note: The home's heating system is currently non-functional and has not been used since last winter. The seller does not know whether the system can be repaired or will require replacement. The property is being sold in its present condition, and FHA financing is not being offered at this time due to the heating system. At just $105,000, opportunities at this price point can be difficult to find. Bring your ideas, add your personal touch, and discover the possibilities this home has to offer. Schedule your showing today!

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Upper level2 bedrooms · 1 full bath
  2. Upper level 21 bedroom

Facts & features

Interior

Bedrooms
3
Bathrooms
1 full
Living area
751 sq ft
Heating
None
Cooling
None

Property & construction

Property type
Residential · Interior Row/Townhouse
Architectural style
Traditional
Year built
1900

Lot & parking

Lot size
0.01 acres (435 sq ft)

Financial

Price / sq ft
$140
HOA dues
None

Listing details

MLS #
PABK2077484
County
Berks County
School district
Reading
Days on NookLocal
11 days

Interior features

Basement
Poured Concrete
Levels
3
Accessibility
None

Exterior & construction

Construction
Brick
Foundation
Brick/Mortar

Systems & utilities

Heating fuel
Natural Gas
Cooling fuel
None
Hot water
Natural Gas
Water source
Public
Sewer
Public Sewer

Parking

Parking
None
Total spaces
0

Community

Subdivision
SOUTHWEST READING

Lot & zoning

Zoning
RESIDENTIAL
Cross street
Laurel

Included in the sale

Possession
Immediate

Price history

DateEventPrice
Aug 30, 2026Listed for sale$105,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$106,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Berks County assessment ratio, weighted toward the current asking price.

Last sold
January 2024 for $15,000
Current list price
$105,000
County assessment implies
$33,956
Est. property taxes at today's rates
$294/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
1047 MUHLENBERG ST, READING, PA 19602May 2026$132,0003/1744$129,420
1217 COTTON ST, READING, PA 19602May 2026$128,0003/1762$120,635
1348 MUHLENBERG ST, READING, PA 19602July 2026$125,0003/1768$122,943
559 S 14TH ST, READING, PA 19602June 2026$135,0003/1768$132,778
446 SPRING GARDEN ST, READING, PA 19602September 2025$85,0003/1750$87,577
464 SPRING GARDEN ST, READING, PA 19602January 2026$129,9003/1744$132,387

Estimated taxes

Estimated at current rates

$503 / year

$42 per month

MLS shows (2026)

$503

School tax

READING · 17.93 mills (2025-26)

$195

County tax

Berks County · 9.01 mills (2026)

$98

Municipal tax

As recorded for 2026, varies by municipality

$209

Assessment note: this home is assessed at $10,900, well below the ~$33,705 its asking price implies at Berks County's common level ratio (32.1%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $614/year. Factor that into an offer.

Recomputed from the county assessment ($10,900, 1994 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$21,000 (20%)
6.43%

Loan term

Estimated monthly payment

$600/mo

Principal & interest
$527
Property taxes (current rates)
$42
Home insurance (est.)
$31

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Reading

Academic index
28.1/100
Graduation rate
77.5%
PSSA ELA proficient
17.4%
PSSA Math proficient
9.7%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Berks County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Berks County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: September 10, 2026 at 8:10 AM EDT

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