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For Sale

Listing description

Welcome to 1056 Spruce Street in Reading, PA—a promising opportunity for investors and first-time home buyers alike. This property offers the potential to create a comfortable home while building equity through updates and improvements. With a practical layout and convenient Reading location, the home is well suited for buyers looking to personalize a property or investors seeking their next project. Bring your vision and explore the possibilities this home has to offer. Located near local shops, restaurants, schools, parks, and major roadways, 1056 Spruce Street provides convenient access to everyday amenities and transportation. Whether you are searching for an affordable entry into homeownership or an investment with renovation potential, this property is worth a closer look. Schedule your showing today and discover the opportunity at 1056 Spruce Street.

Facts & features

Interior

Bedrooms
3
Bathrooms
1 full
Living area
720 sq ft
Heating
Hot Water
Cooling
Window Unit(s)

Property & construction

Property type
Residential · End of Row/Townhouse
Architectural style
Traditional
Year built
1900

Lot & parking

Lot size
0.02 acres (871 sq ft)

Financial

Price / sq ft
$167
HOA dues
None

Listing details

MLS #
PABK2077830
County
Berks County
School district
Reading
Days on NookLocal
2 days

Interior features

Basement
Full
Levels
2.5
Accessibility
None

Exterior & construction

Construction
Brick
Foundation
Brick/Mortar

Systems & utilities

Heating fuel
Oil
Cooling fuel
None
Hot water
Natural Gas
Water source
Public
Sewer
Public Sewer

Parking

Parking
On Street

Community

Subdivision
READING

Lot & zoning

Zoning
RES

Included in the sale

Possession
Negotiable

Price history

DateEventPrice
Sep 8, 2026Listed for sale$120,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$118,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Berks County assessment ratio, weighted toward the current asking price.

Last sold
June 2020 for $28,000
Current list price
$120,000
County assessment implies
$63,863
Est. property taxes at today's rates
$552/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
1047 MUHLENBERG ST, READING, PA 19602May 2026$132,0003/1744$126,150
1217 COTTON ST, READING, PA 19602May 2026$128,0003/1762$117,587
1348 MUHLENBERG ST, READING, PA 19602July 2026$125,0003/1768$119,837
559 S 14TH ST, READING, PA 19602June 2026$135,0003/1768$129,423
464 SPRING GARDEN ST, READING, PA 19602January 2026$129,9003/1744$129,042
446 SPRING GARDEN ST, READING, PA 19602September 2025$85,0003/1750$85,364

Sale history

DateEventPrice
June 2020Sold$28,000

From closed MLS and county deed records. Earlier transactions may exist.

Estimated taxes

Estimated at current rates

$946 / year

$79 per month

MLS shows (2026)

$946

School tax

READING · 17.93 mills (2025-26)

$368

County tax

Berks County · 9.01 mills (2026)

$185

Municipal tax

As recorded for 2026, varies by municipality

$394

Assessment note: this home is assessed at $20,500, well below the ~$38,520 its asking price implies at Berks County's common level ratio (32.1%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $486/year. Factor that into an offer.

Recomputed from the county assessment ($20,500, 1994 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$24,000 (20%)
6.43%

Loan term

Estimated monthly payment

$716/mo

Principal & interest
$602
Property taxes (current rates)
$79
Home insurance (est.)
$35

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Reading

Academic index
28.1/100
Graduation rate
77.5%
PSSA ELA proficient
17.4%
PSSA Math proficient
9.7%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Berks County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Berks County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: September 10, 2026 at 2:13 PM EDT

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