$120,000
3 bd|1 ba|720 sqft
1056 Spruce St, Reading, PA 19602
Listed by Keller Williams Realty - Moorestown
For Sale
Listing description
Welcome to 124 Rose St in Reading, PA! This 3-bedroom, 1-bathroom home features a comfortable and functional layout. Walk into the living room, which leads into an eat-in kitchen. The lower level offers a walkout basement with flexible space that could be used as an additional bedroom, family room, home office, or recreational area. Upstairs, you'll find two private bedrooms and the main bathroom. The property also includes a fenced backyard, providing a great outdoor space to enjoy. Conveniently located close to downtown Reading, with easy access to local shops, restaurants, and other amenities. Set up a tour today to see all this home has to offer. The home is currently tenant occupied, this could be a Turn key rental for anyone looking for an investment property as well!
Rooms by level
How the bedrooms and baths are distributed across the floors, as reported by the listing agent.
- Lower level1 bedroom
- Upper level2 bedrooms · 1 full bath
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 1 full
- Living area
- 750 sq ft
- Heating
- Baseboard - Electric
- Cooling
- Window Unit(s)
Property & construction
- Property type
- Residential · End of Row/Townhouse
- Architectural style
- Transitional
- Year built
- 1890
Lot & parking
- Lot size
- 0.03 acres (1,306 sq ft)
Financial
- Price / sq ft
- $160
- HOA dues
- None
Listing details
- MLS #
- PABK2077636
- County
- Berks County
- School district
- Reading
- Days on NookLocal
- 9 days
Interior features
- Appliances
- Oven/Range - Electric, Refrigerator
- Flooring
- Vinyl
- Interior features
- Kitchen - Eat-In
- Basement
- Full, Fully Finished, Heated, Improved, and 4 more
- Laundry
- Basement, Has Laundry
- Levels
- 2
- Accessibility
- Other
Exterior & construction
- Construction
- Other
- Foundation
- Other
- Patio & porch
- Patio(s)
- Fencing
- Chain Link, Wood
- View
- Street
Systems & utilities
- Heating fuel
- Electric
- Cooling fuel
- Electric
- Hot water
- Electric
- Water source
- Public
- Sewer
- Public Sewer
- Utilities
- Natural Gas Available
Parking
- Parking
- On Street
- Parking features
- Free, Public
Community
- Subdivision
- NONE AVAILABLE
Lot & zoning
- Zoning
- RESIDENTIAL
Included in the sale
- Inclusions
- Stove
- Exclusions
- Tenant Personal Property
- Possession
- 0-30 Days CD, Immediate, Negotiable
Price history
| Date | Event | Price |
|---|---|---|
| Sep 1, 2026 | Listed for sale | $119,900 |
Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.
The NookLocal estimate
Estimated value
$107,000
Automated estimate, not an appraisal. Sale records through July 2026.
About this estimate
Based on 10 comparable sales nearby, the Berks County assessment ratio, weighted toward the current asking price.
- Current list price
- $119,900
- County assessment implies
- $18,380
- Est. property taxes at today's rates
- $159/yr
Comparable Sales
| Address | Closed | Sale price | Bd/Ba | Sqft | Adjusted value |
|---|---|---|---|---|---|
| 431 CEDAR ST, READING, PA 19601 | July 2026 | $106,000 | 3/1 | 770 | $102,132 |
| 233 HUDSON ST, READING, PA 19601 | June 2026 | $80,000 | 3/1 | 774 | $76,670 |
| 1047 MUHLENBERG ST, READING, PA 19602 | May 2026 | $132,000 | 3/1 | 744 | $141,773 |
| 413-A CHURCH ST, READING, PA 19601 | March 2026 | $96,500 | 3/1 | 800 | $91,857 |
| 227 HUDSON ST, READING, PA 19601 | March 2025 | $92,150 | 3/1 | 774 | $94,999 |
| 446 SPRING GARDEN ST, READING, PA 19602 | September 2025 | $85,000 | 3/1 | 750 | $95,936 |
Estimated taxes
Estimated at current rates
$272 / year
≈ $23 per month
MLS shows (2026)
$272
School tax
READING · 17.93 mills (2025-26)
$106
County tax
Berks County · 9.01 mills (2026)
$53
Municipal tax
As recorded for 2026, varies by municipality
$113
Assessment note: this home is assessed at $5,900, well below the ~$38,488 its asking price implies at Berks County's common level ratio (32.1%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $878/year. Factor that into an offer.
Recomputed from the county assessment ($5,900, 1994 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.
Estimated monthly payment calculator
$23,980 (20%)
6.43%
Loan term
Estimated monthly payment
$660/mo
- Principal & interest
- $602
- Property taxes (current rates)
- $23
- Home insurance (est.)
- $35
Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.
Area statistics
School district
Reading
- Academic index
- 28.1/100
- Graduation rate
- 77.5%
- PSSA ELA proficient
- 17.4%
- PSSA Math proficient
- 9.7%
2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.
Safety data
Berks County crime & safety numbers →
County figures from FBI and Pennsylvania source data.
Property taxes
Berks County taxes, explained →
Millage, the Common Level Ratio, and what changes after you buy.
Map location
Open in Google Maps© BRIGHT, All Rights Reserved
Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.
IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.
Data last updated: September 10, 2026 at 8:10 AM EDT
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