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Listing description

Welcome to 470 Spring Garden Street, an ideal home with the convenience of city living! The location offers close proximity to public transportation, major highways, shopping and many restaurants. The residence features hardwood floors on the first level, two or three bedrooms, a full bath and a fenced yard in the back.

Facts & features

Interior

Bedrooms
2
Bathrooms
1 full
Living area
744 sq ft
Heating
Hot Water
Cooling
None

Property & construction

Property type
Residential · Interior Row/Townhouse
Architectural style
Traditional
Year built
1900

Lot & parking

Lot size
0.01 acres (435 sq ft)

Financial

Price / sq ft
$168
HOA dues
None

Listing details

MLS #
PABK2073748
County
Berks County
School district
Reading
Days on market
9 days

Price history

DateEventPrice
Jun 25, 2026Listed for sale$124,900

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$118,784

High confidence
$112,845$124,723

Automated estimate, not an appraisal.

About this estimate

Based on 10 comparable sales nearby, the Berks County assessment ratio, weighted toward the current asking price.

Current list price
$124,900
County assessment implies
$42,188
Est. property taxes at today's rates
$391/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
522 S 12TH ST, READING, PA 19602February 2026$86,0002/1777$84,440
1047 MUHLENBERG ST, READING, PA 19602May 2026$132,0003/1744$130,173
464 SPRING GARDEN ST, READING, PA 19602January 2026$129,9003/1744$133,314
1217 COTTON ST, READING, PA 19602May 2026$128,0003/1762$121,335
1325 COTTON ST, READING, PA 19602May 2025$130,0002/1732$135,911
737 BINGAMAN ST, READING, PA 19602December 2025$115,0002/1704$125,288

Sale history

DateEventPrice
November 2017Sold$15,000

From closed MLS records since 2018. Earlier transactions may exist.

Estimated taxes

Estimated at current rates

$654 / year

$54 per month

MLS shows (2024)

$384

+70.2% at current rates

School tax

READING · 17.93 mills (2025-26)

$260

County tax

Berks County · 9.01 mills (2026)

$131

Municipal tax

As recorded for 2024 — varies by municipality

$263

Assessment note: this home is assessed at $14,500 — well below the ~$42,928 its asking price implies at Berks County's common level ratio (34.4%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $766/year. Worth pricing in.

Recomputed from the county assessment ($14,500, 1994 base year) × current millage — portals typically reprint the recorded 2024 bill. Pennsylvania does not reassess on sale. Estimate only — verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$24,980 (20%)
6.75%

Loan term

Estimated monthly payment

$739/mo

Principal & interest
$648
Property taxes (current rates)
$54
Home insurance (est.)
$36

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. Estimate only; verify before relying on it.

Area statistics

School district

Reading

Academic index
28.1/100
Graduation rate
77.5%
PSSA ELA proficient
17.4%

2025 PA state assessments (PSSA / Keystone) and graduation data. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Berks Countycrime & safety numbers →

FBI and Pennsylvania source data, presented without spin.

Property taxes

Berks County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

Map for 470 SPRING GARDEN ST, READING, PA 19602

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212 — Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: July 4, 2026 at 2:29 AM EDT

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