$274,900
3 bd|1 ba|1,785 sqft
314 Chocolate Ave, Mount Joy, PA 17552
Listed by Keller Williams Elite
For Sale
Listing description
This property will be offered at Public Auction on Saturday, November 14, 2026 @ 9am. The listing price is the opening bid only and in no way reflects the final sale price. 10% down due at auction, 2% transfer tax to be paid by the purchaser, real estate taxes prorated. This Mount Joy home is situated on a quiet street and features a main floor with a living room, kitchen, dining room, full bathroom, and two bedrooms. The second floor offers an additional bedroom and a dedicated storage area. The partially finished basement provides additional living space, along with a laundry area and bathroom. Additional amenities include a detached one-car garage and off-street parking. While the home is in need of cosmetic updates, it offers a great opportunity to make it your own!
Rooms by level
How the bedrooms and baths are distributed across the floors, as reported by the listing agent.
- Main level2 bedrooms · 1 full bath
- Upper level1 bedroom
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 1 full
- Living area
- 2,221 sq ft
- Heating
- Baseboard - Hot Water
- Cooling
- Ductless/Mini-Split
Property & construction
- Property type
- Residential · Detached
- Architectural style
- Cape Cod
- Year built
- 1943
Lot & parking
- Lot size
- 0.28 acres (12,197 sq ft)
- Garage
- 1 space
Financial
- Price / sq ft
- $90
- HOA dues
- None
Listing details
- MLS #
- PALA2097326
- County
- Lancaster County
- School district
- Donegal
- Days on NookLocal
- 4 days
Interior features
- Flooring
- Carpet, Ceramic Tile, Vinyl
- Interior features
- Carpet, Ceiling Fan(s), Entry Level Bedroom, Formal/Separate Dining Room
- Basement
- Partially Finished, Walkout Stairs
- Laundry
- Basement
- Levels
- 1.5
- Accessibility
- 2+ Access Exits
Exterior & construction
- Construction
- Brick, Masonry
- Roof
- Composite, Shingle
- Foundation
- Block
Systems & utilities
- Heating fuel
- Oil
- Cooling fuel
- Electric
- Hot water
- 60+ Gallon Tank
- Water source
- Public
- Sewer
- Public Sewer
Parking
- Parking
- Alley, Detached Garage, Off Street
- Garage type
- Garage - Rear Entry
- Total spaces
- 3
Community
- Subdivision
- NONE AVAILABLE
Lot & zoning
- Zoning
- RESIDENTIAL
Included in the sale
- Possession
- Settlement
Price history
| Date | Event | Price |
|---|---|---|
| Oct 19, 2026 | Listed for sale | $200,000 |
Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.
The NookLocal estimate
Estimated value
$243,000
Automated estimate, not an appraisal. Sale records through July 2026.
About this estimate
Based on 10 comparable sales nearby, the Lancaster County assessment ratio, weighted toward the current asking price.
- Current list price
- $200,000
- County assessment implies
- $288,200
- Est. property taxes at today's rates
- $3,378/yr
Comparable Sales
| Address | Closed | Sale price | Bd/Ba | Sqft | Adjusted value |
|---|---|---|---|---|---|
| 216 PARK AVE, MOUNT JOY, PA 17552 | January 2026 | $366,000 | 3/2 | 2,253 | $362,820 |
| 368 DONEGAL SPRINGS RD, MOUNT JOY, PA 17552 | April 2026 | $250,000 | 3/1 | 2,073 | $281,766 |
| 1088 DONEGAL SPRINGS RD, MOUNT JOY, PA 17552 | July 2026 | $339,000 | 3/1 | 2,408 | $305,420 |
| 257 PARK AVE, MOUNT JOY, PA 17552 | June 2026 | $577,000 | 3/2 | 2,425 | $478,468 |
| 26 N JACOB ST, MOUNT JOY, PA 17552 | May 2025 | $475,000 | 3/2 | 2,336 | $405,133 |
| 243 PARK AVE, MOUNT JOY, PA 17552 | June 2025 | $362,500 | 2/1 | 2,313 | $351,357 |
Estimated taxes
Estimated at current rates
$4,139 / year
≈ $345 per month
MLS shows (2026)
$4,262
-2.9% at current rates
School tax
DONEGAL · 20.24 mills (2025-26)
$2,917
County tax
Lancaster County · 3.20 mills (2026)
$461
Municipal tax
As recorded for 2026, varies by municipality
$761
Assessment note: this home appears assessed above what its asking price implies at the county's common level ratio. The next owner may have a case for an assessment appeal worth roughly $1,034/year.
Recomputed from the county assessment ($144,100, 2018 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Lancaster County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.
Estimated monthly payment calculator
$40,000 (20%)
6.43%
Loan term
Estimated monthly payment
$1,407/mo
- Principal & interest
- $1,004
- Property taxes (current rates)
- $345
- Home insurance (est.)
- $58
Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.
Area statistics
School district
Donegal
- Academic index
- 57.5/100
- Graduation rate
- 91.8%
- PSSA ELA proficient
- 48.7%
- PSSA Math proficient
- 46.3%
2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.
Safety data
Lancaster County crime & safety numbers →
County figures from FBI and Pennsylvania source data.
Property taxes
Lancaster County taxes, explained →
Millage, the Common Level Ratio, and what changes after you buy.
Map location
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Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.
IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.
Data last updated: October 22, 2026 at 8:12 PM EDT
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