$460,000
3 bd|2 ba|1,824 sqft
194 Stephen Ln, Ephrata, PA 17522
Listed by Keller Williams Elite
Pending
Listing description
UNIQUE AND SPACIOUS RANCHER. 2204 SF Finished area. Eat-in kitchen w/updated appliances, large family room, large living room w/brick FP and hardwood flooring. 3 Bedrooms & 2 Baths. New Roof, Windows, Central AC in 2025. Upgraded interior décor, flooring and plumbing. Extra Special Features – Lower level has 3 separate shop/garage areas (22x22, 23x17, 23x17) enough room to hold 6+ vehicles, utility buildings 32x14 and 20x12. All on 2.4 Acres wooded lot w/mature timber. Abundant wildlife on site! “A MUST SEE RANCHER”. ***Offer deadline is set for Wednesday, Oct 21st @ 4pm. Highest and best. No escalation clauses.
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2 full
- Living area
- 2,204 sq ft
- Heating
- Baseboard - Hot Water
- Cooling
- Central A/C
Property & construction
- Property type
- Residential · Detached
- Architectural style
- Ranch/Rambler
- Year built
- 1967
Lot & parking
- Lot size
- 2.4 acres (104,544 sq ft)
- Garage
- 4 spaces
Financial
- Price / sq ft
- $215
- HOA dues
- None
Listing details
- MLS #
- PALA2097174
- County
- Lancaster County
- School district
- Ephrata Area
- Days on NookLocal
- 8 days
Interior features
- Flooring
- Wood, Laminated, Carpet, Vinyl
- Fireplace
- 1
- Basement
- Garage Access, Full, Outside Entrance
- Levels
- 1
- Accessibility
- None
Exterior & construction
- Construction
- Frame
- Roof
- Metal
- Foundation
- Block
Systems & utilities
- Heating fuel
- Oil, Electric
- Cooling fuel
- Electric
- Hot water
- Electric
- Water source
- Well
- Sewer
- On Site Septic
Parking
- Parking
- Attached Garage
- Garage type
- Basement Garage, Garage - Front Entry
- Total spaces
- 4
Community
- Subdivision
- NONE AVAILABLE
Lot & zoning
- Zoning
- AT= AG TRANSITION
Included in the sale
- Inclusions
- Kitchen fridge, washer and dryer
- Possession
- Settlement
Price history
| Date | Event | Price |
|---|---|---|
| Oct 15, 2026 | Listed for sale | $474,800 |
Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.
The NookLocal estimate
Estimated value
$472,000
Automated estimate, not an appraisal. Sale records through July 2026.
About this estimate
Based on 10 comparable sales nearby, the Lancaster County assessment ratio, weighted toward the current asking price.
- Last sold
- November 2020 for $100,000
- County deed record in 2020 dollars; not comparable to today's value.
- Current list price
- $474,800
- County assessment implies
- $350,600
- Est. property taxes at today's rates
- $4,067/yr
Comparable Sales
| Address | Closed | Sale price | Bd/Ba | Sqft | Adjusted value |
|---|---|---|---|---|---|
| 430 W GIRL SCOUT RD, STEVENS, PA 17578 | October 2026 | $465,000 | 3/2 | 2,200 | $490,689 |
| 570 MOUNTAIN TOP DR, DENVER, PA 17517 | April 2026 | $534,900 | 4/2 | 2,001 | $610,579 |
| 1001 REBECCA DR, LITITZ, PA 17543 | May 2026 | $410,000 | 3/1 | 2,295 | $419,878 |
| 1195 SEGLOCK RD, LITITZ, PA 17543 | May 2026 | $630,000 | 3/3 | 2,327 | $506,652 |
| 10 HARVEST DR, EPHRATA, PA 17522 | April 2026 | $415,000 | 4/2 | 2,224 | $419,621 |
| 698 W CHURCH RD, EPHRATA, PA 17522 | October 2026 | $497,000 | 4/2 | 2,313 | $505,151 |
Sale history
| Date | Event | Price |
|---|---|---|
| November 2020 | Sold | $100,000 |
From closed MLS and county deed records. Earlier transactions may exist.
Estimated taxes
Estimated at current rates
$4,272 / year
≈ $356 per month
MLS shows (2026)
$4,395
-2.8% at current rates
School tax
EPHRATA AREA · 20.00 mills (2025-26)
$3,506
County tax
Lancaster County · 3.20 mills (2026)
$561
Municipal tax
As recorded for 2026, varies by municipality
$205
Assessment note: this home is assessed at $175,300, well below the ~$237,400 its asking price implies at Lancaster County's common level ratio (50.0%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $1,441/year. Factor that into an offer.
Recomputed from the county assessment ($175,300, 2018 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Lancaster County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.
Estimated monthly payment calculator
$94,960 (20%)
6.43%
Loan term
Estimated monthly payment
$2,878/mo
- Principal & interest
- $2,383
- Property taxes (current rates)
- $356
- Home insurance (est.)
- $138
Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.
Area statistics
School district
Ephrata Area
- Academic index
- 66/100
- Graduation rate
- 90.3%
- PSSA ELA proficient
- 51.5%
- PSSA Math proficient
- 44.8%
2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.
Safety data
Lancaster County crime & safety numbers →
County figures from FBI and Pennsylvania source data.
Property taxes
Lancaster County taxes, explained →
Millage, the Common Level Ratio, and what changes after you buy.
Map location
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Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.
IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.
Data last updated: October 23, 2026 at 2:10 AM EDT
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