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Listing description

Opportunity knocking in the Borough of Downingtown, offering strong upside for a buyer willing to renovate. This circa 1900 detached home features approx. 1,829 sq ft with 3 bedrooms and 1 bath on a level lot with a detached garage. The interior is dated throughout and will require cosmetic updates and likely system improvements; the kitchen, bath, flooring, and finishes need replacement. Exterior shows deferred maintenance, including roof and porch attention. Functional layout with good room sizes and a finished attic provides potential to add value. Public water/sewer and convenient borough location close to local amenities. Ideal for owner-occupant renovation or investor. This is a Department of Housing and Urban Development (HUD) property (Case# 441-959004). This property is being sold as-is, with no guarantees or warranties provided. Utilities may be turned off, so please exercise caution when viewing the property. Daylight showings are recommended. All property details, including LBP disclosure, the Property Condition Report (PCR), the sale contract, and the sale process, are available on HUDHomestore. Buyers are responsible for any costs associated with activating utilities for inspections, if permitted. If the plumbing system fails the pressure test, water cannot be activated for inspections. Additionally, Use & Occupancy (U&O) inspections are the buyer’s responsibility and expense. For financing and closing, FHA and conventional loans must close within 45 days, FHA 203(k) financing within 60 days, and cash offers within 30 days. The buyer is responsible for all closing costs, including transfer tax. The property is considered to be FHA Insurable with Escrow (IE, subject to appraisal). The final escrow amount is subject to lender determination. This is an Equal Housing Opportunity property.

Facts & features

Interior

Bedrooms
3
Bathrooms
1 full
Living area
1,829 sq ft
Heating
Baseboard - Hot Water
Cooling
None

Property & construction

Property type
Residential · Detached
Architectural style
Colonial
Year built
1900

Lot & parking

Lot size
0.1 acres (4,251 sq ft)
Garage
1 space

Financial

Price / sq ft
$145
HOA dues
None

Listing details

MLS #
PACT2122286
County
Chester County
School district
Downingtown Area
Days on market
83 days

Price history

DateEventPrice
Apr 16, 2026Listed for sale$265,500

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$321,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Chester County assessment ratio, weighted toward the current asking price.

Current list price
$265,500
County assessment implies
$276,717
Est. property taxes at today's rates
$3,137/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
3 FORREST AVE, DOWNINGTOWN, PA 19335October 2025$420,0003/11,880$426,817
435 CHESTERFIELD DR, DOWNINGTOWN, PA 19335April 2026$450,0003/11,800$443,332
234 WHITELAND AVE, DOWNINGTOWN, PA 19335March 2026$460,0003/21,854$433,043
415 HIGHLAND AVE, DOWNINGTOWN, PA 19335July 2025$457,0003/11,667$510,591
351 WASHINGTON AVE, DOWNINGTOWN, PA 19335April 2025$575,0003/11,938$563,057
18 LLOYD AVE, DOWNINGTOWN, PA 19335May 2025$420,0004/11,773$433,302

Estimated taxes

Estimated at current rates

$3,868 / year

$322 per month

MLS shows (2025)

$3,869

School tax

DOWNINGTOWN AREA · 31.91 mills (2025-26)

$2,700

County tax

Chester County · 5.16 mills (2025)

$437

Municipal tax

As recorded for 2025, varies by municipality

$731

Recomputed from the county assessment ($84,620, 1998 base year) × current millage. Portals typically reprint the recorded 2025 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Chester County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$53,100 (20%)
6.43%

Loan term

Estimated monthly payment

$1,733/mo

Principal & interest
$1,333
Property taxes (current rates)
$322
Home insurance (est.)
$77

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Downingtown Area

Academic index
78.2/100
Graduation rate
96.9%
PSSA ELA proficient
72.8%
PSSA Math proficient
67.8%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Chester County crime & safety numbers →

FBI and Pennsylvania source data, presented without spin.

Property taxes

Chester County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: July 8, 2026 at 2:25 PM EDT

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