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Under Contract

Listing description

Welcome to 448 Garfield Avenue, where thoughtfully updated living meets the charm and convenience of walkable Downingtown Borough! Renovated in 2019, this inviting 3-bedroom, 2-full-bath Cape Cod twin offers an open-concept floor plan, a gorgeous sun-filled kitchen, a private second-floor primary suite and an additional 380 square feet of finished lower-level living space. With a total of 1,865 square feet of finished living area, a generous corner lot and a location in the Downingtown Area School District, this home offers an exceptional combination of space, style and convenience. Step inside to discover a bright, welcoming interior where beautiful hardwood floors and an open layout create an effortless flow between the living room, dining area and kitchen. The spacious kitchen is truly the heart of the home, featuring crisp white shaker-style cabinetry, quartz countertops, a stylish tile backsplash, stainless steel appliances, recessed lighting and a breakfast bar with seating. Abundant natural light fills the space, while sliding glass doors open to the covered rear deck, making indoor-outdoor entertaining a breeze. Whether enjoying your morning coffee, hosting a gathering or simply relaxing outdoors, this inviting space is sure to become a favorite. The main level also features two comfortably sized bedrooms with hardwood flooring and a beautifully updated full bathroom, providing flexibility for guest accommodations, a home office or additional living needs. Upstairs, the spacious primary suite offers a wonderful private retreat, complete with its own full bathroom and an enormous walk-in closet. This thoughtfully designed second-floor space provides separation from the main living areas and exceptional storage. Looking for even more room? The finished lower level adds approximately 380 square feet of versatile living space, perfect for a recreation room, home theater, fitness area, home office or hobby space. With attractive flooring and recessed lighting, this additional finished area offers endless possibilities. Outside, the generous corner lot provides room to enjoy the outdoors, while the covered rear deck offers a comfortable space for dining, entertaining or unwinding. A storage shed and driveway parking add everyday convenience. LOCATION LOCATION LOCATION! Situated in the highly walkable Borough of Downingtown, you'll enjoy easy access to downtown restaurants, coffee shops, local shopping, parks and community events. Nearby Downingtown SEPTA Regional Rail service and major commuter routes make traveling throughout Chester County and beyond convenient.

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Main level2 bedrooms · 1 full bath
  2. Upper level1 bedroom · 1 full bath

Facts & features

Interior

Bedrooms
3
Bathrooms
2 full
Living area
1,865 sq ft
Heating
Forced Air
Cooling
Central A/C

Property & construction

Property type
Residential · Twin/Semi-Detached
Architectural style
Cape Cod
Year built
1955

Lot & parking

Lot size
0.19 acres (8,394 sq ft)

Financial

Price / sq ft
$214
HOA dues
None

Listing details

MLS #
PACT2137540
County
Chester County
School district
Downingtown Area
Days on NookLocal
14 days

Interior features

Appliances
Built-In Microwave, Dishwasher, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances
Flooring
Ceramic Tile, Hardwood, Laminated
Interior features
Combination Dining/Living
Basement
Full
Laundry
Basement
Levels
2
Accessibility
None

Exterior & construction

Construction
Vinyl Siding
Foundation
Block
Exterior features
Sidewalks
Patio & porch
Patio(s)

Systems & utilities

Heating fuel
Natural Gas
Cooling fuel
Electric
Hot water
Natural Gas
Water source
Public
Sewer
Public Sewer

Parking

Parking
Driveway, On Street
Parking features
Asphalt Driveway
Total spaces
4
Driveway spaces
4

Community

Subdivision
NONE AVAILABLE

Lot & zoning

Lot dimensions
0.00 x 0.00
Zoning
R3

Included in the sale

Inclusions
washer, dryer, refrigerator, 2 dressers in walk in closet and "butcher block" top that connects, all in "as is" condition with no monetary value.
Exclusions
Ring camera security system, wood shelves in Family Room and Primary Bath
Possession
Negotiable

Price history

DateEventPrice
Oct 9, 2026Listed for sale$400,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$402,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Chester County assessment ratio, weighted toward the current asking price.

Last sold
July 2019 for $269,500
County deed record in 2019 dollars; not comparable to today's value.
Current list price
$400,000
County assessment implies
$305,167
Est. property taxes at today's rates
$3,460/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
431 GARFIELD AVE, DOWNINGTOWN, PA 19335April 2026$415,0003/22,000$397,436
408 HIGHLAND AVE, DOWNINGTOWN, PA 19335July 2026$440,0004/21,772$455,596
123 JEFFERSON AVE, DOWNINGTOWN, PA 19335August 2026$365,0004/11,726$423,733
255 PROSPECT AVE #B, DOWNINGTOWN, PA 19335May 2026$330,0004/21,702$354,167
222 BRADFORD AVE, DOWNINGTOWN, PA 19335November 2025$368,0004/11,850$426,144
362 WASHINGTON AVE, DOWNINGTOWN, PA 19335September 2025$440,5003/21,603$520,387

Sale history

DateEventPrice
July 2019Sold$269,500
October 2018Sold$184,500

From closed MLS and county deed records. Earlier transactions may exist.

Estimated taxes

Estimated at current rates

$4,267 / year

≈ $356 per month

MLS shows (2026)

$4,371

-2.4% at current rates

School tax

DOWNINGTOWN AREA · 31.91 mills (2025-26)

$2,978

County tax

Chester County · 5.16 mills (2026)

$482

Municipal tax

As recorded for 2026, varies by municipality

$807

Recomputed from the county assessment ($93,320, 1998 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Chester County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$80,000 (20%)
6.43%

Loan term

Estimated monthly payment

$2,480/mo

Principal & interest
$2,008
Property taxes (current rates)
$356
Home insurance (est.)
$117

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Downingtown Area

Academic index
78.2/100
Graduation rate
96.9%
PSSA ELA proficient
72.8%
PSSA Math proficient
67.8%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Chester County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Chester County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: October 23, 2026 at 2:07 PM EDT

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