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For Sale

Listing description

Fully Updated Columbia Borough Home with Owner-Occupant & Investment Potential! Welcome to 22 S. 4th Street, a beautifully updated 3-bedroom, 1.5-bath home offering a turnkey opportunity in a highly walkable Columbia Borough location. All major systems have been replaced including the rear roof, providing the next owner with peace of mind and minimizing concerns about significant near-term capital expenses. The versatile layout makes this property an excellent fit for a variety of buyers. Enjoy it as your primary residence or take advantage of its potential as a low-maintenance rental property. The home's convenient location puts you within walking distance of downtown Columbia, local shops and dining, and the Northwest River Trail, making it easy to enjoy the community and surrounding outdoor amenities. For investors or buyers looking to expand their holdings, there is also an opportunity to purchase the neighboring properties at 18 and 20 S. 4th Street, creating the potential to acquire three updated single-family homes in close proximity. Whether you're looking for a move-in-ready home or an investment opportunity, 22 S. 4th Street offers flexibility, updates, and a convenient Columbia location.

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Main level1 half bath
  2. Upper level1 bedroom · 1 full bath
  3. Upper level 22 bedrooms

Facts & features

Interior

Bedrooms
3
Bathrooms
1 full · 1 half
Living area
1,065 sq ft
Heating
Forced Air
Cooling
Central A/C

Property & construction

Property type
Residential · Other
Architectural style
Traditional
Year built
1870

Lot & parking

Lot size
0.02 acres (871 sq ft)

Financial

Price / sq ft
$216
HOA dues
None

Listing details

MLS #
PALA2095864
County
Lancaster County
School district
Columbia Borough
Days on NookLocal
1 day

Interior features

Appliances
Built-In Microwave, Oven/Range - Electric
Flooring
Luxury Vinyl Tile
Basement
Full
Laundry
Hookup
Levels
2.5
Accessibility
None

Exterior & construction

Construction
Metal Siding, Vinyl Siding
Roof
Shingle, Rubber
Windows
Replacement
Fencing
Board

Systems & utilities

Heating fuel
Natural Gas
Cooling fuel
Electric
Hot water
Electric
Water source
Public
Sewer
Public Sewer

Parking

Parking
On Street

Community

Subdivision
COLUMBIA HISTORIC DISTRIC

Lot & zoning

Zoning
DC
Cross street
Locust

Included in the sale

Inclusions
Refrigerator
Exclusions
Staging Items and accessories
Possession
Settlement

Price history

DateEventPrice
Sep 21, 2026Listed for sale$230,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

$216,000

Below the asking price by 6%.

Automated estimate, not an appraisal.

Estimated taxes

Estimated at current rates

$2,985 / year

$249 per month

MLS shows (2026)

$2,954

+1.0% at current rates

School tax

COLUMBIA BOROUGH · 25.66 mills (2025-26)

$1,971

County tax

Lancaster County · 3.20 mills (2026)

$246

Municipal tax

As recorded for 2026, varies by municipality

$768

Assessment note: this home is assessed at $76,800, well below the ~$115,000 its asking price implies at Lancaster County's common level ratio (50.0%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $1,102/year. Factor that into an offer.

Recomputed from the county assessment ($76,800, 2018 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Lancaster County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$46,000 (20%)
6.43%

Loan term

Estimated monthly payment

$1,470/mo

Principal & interest
$1,155
Property taxes (current rates)
$249
Home insurance (est.)
$67

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Columbia Borough

Academic index
30.4/100
Graduation rate
79.1%
PSSA ELA proficient
22.5%
PSSA Math proficient
14.5%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Lancaster County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Lancaster County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: September 22, 2026 at 8:14 AM EDT

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