$135,000
3 bd|1 ba|1,144 sqft
3104 Emerald St, Philadelphia, PA 19134
Listed by EXP Realty, LLC
Coming Soon
Listing description
This property qualifies for CRA financing with 3% down, no PMI, and an interest rate lower than FHA. HWA home warranty will be included in the sale of the property. Welcome to this charming two-story home in the Cedarbrook neighborhood, offering comfortable living spaces and classic character. The main level features hardwood floors throughout, a spacious living and dining area, and a well-appointed kitchen with a gas range and oven, stainless steel sink, and wood cabinetry for ample storage. The kitchen provides convenient access to the rear yard. Upstairs, you’ll find three sunlit bedrooms and a full bathroom with a bathtub. The main bedroom offers generous closet space and a large window for plenty of natural light. A large unfinished basement provides additional storage space. A 5,000 lender credit is available and pairs with the Philly First 10K grant, applied to closing costs or prepaids Conveniently located near Playground, Simons Recreation Center, and Simons Playground. Schedule your showing today!
Rooms by level
How the bedrooms and baths are distributed across the floors, as reported by the listing agent.
- Lower level1 half bath
- Upper level3 bedrooms · 1 full bath
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 1 full · 1 half
- Living area
- 1,224 sq ft
- Heating
- Baseboard - Electric
- Cooling
- None
Property & construction
- Property type
- Residential · Interior Row/Townhouse
- Architectural style
- Straight Thru
- Year built
- 1950
Lot & parking
- Lot size
- 0.03 acres (1,438 sq ft)
- Garage
- 1 space
Financial
- Price / sq ft
- $110
- HOA dues
- None
Listing details
- MLS #
- PAPH2664814
- County
- Philadelphia County
- School district
- The School District Of Philadelphia
Interior features
- Interior features
- Ceiling Fan(s), Kitchen - Eat-In
- Basement
- Full
- Laundry
- Basement
- Levels
- 2
- Accessibility
- Other
Exterior & construction
- Construction
- Masonry
- Foundation
- Concrete Perimeter
- Exterior features
- Sidewalks, Street Lights
- View
- Street
Systems & utilities
- Heating fuel
- Electric
- Cooling fuel
- None
- Hot water
- Electric
- Water source
- Public
- Sewer
- Public Sewer
Parking
- Parking
- Attached Garage
- Garage type
- Inside Access
- Total spaces
- 1
Community
- Subdivision
- CEDARBROOK
Lot & zoning
- Lot features
- Rear Yard
- Zoning
- RSA5
- Cross street
- E Cliveden St
Included in the sale
- Possession
- Negotiable
Price history
| Date | Event | Price |
|---|---|---|
| Sep 22, 2026 | Listed for sale | $135,000 |
Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.
The NookLocal estimate
Estimated value
$165,000
Automated estimate, not an appraisal. Sale records through July 2026.
About this estimate
Based on 10 comparable sales nearby, the Philadelphia County assessment ratio, weighted toward the current asking price.
- Current list price
- $135,000
- County assessment implies
- $214,755
Comparable Sales
| Address | Closed | Sale price | Bd/Ba | Sqft | Adjusted value |
|---|---|---|---|---|---|
| 1119 E DORSET ST, PHILADELPHIA, PA 19150 | September 2026 | $220,000 | 3/1 | 1,164 | $228,109 |
| 7828 MICHENER AVE, PHILADELPHIA, PA 19150 | August 2026 | $247,000 | 3/1 | 1,328 | $230,940 |
| 7823 FORREST AVE, PHILADELPHIA, PA 19150 | August 2026 | $295,000 | 3/1 | 1,088 | $319,026 |
| 5134 N FAIRHILL ST, PHILADELPHIA, PA 19120 | August 2026 | $201,500 | 3/1 | 1,200 | $241,759 |
| 5829 N HOWARD ST, PHILADELPHIA, PA 19120 | August 2026 | $190,000 | 3/1 | 1,200 | $223,025 |
| 1966 W SPARKS ST, PHILADELPHIA, PA 19141 | July 2026 | $180,000 | 3/1 | 1,180 | $259,795 |
Estimated taxes
Recorded property taxes: $0 (2026 bill as recorded in the MLS).
Estimated monthly payment calculator
$27,000 (20%)
6.43%
Loan term
Estimated monthly payment
$717/mo
- Principal & interest
- $678
- Property taxes
- —
- Home insurance (est.)
- $39
Taxes use the amount recorded on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.
Area statistics
School district
The School District Of Philadelphia
2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.
Safety data
Philadelphia County crime & safety numbers →
County figures from FBI and Pennsylvania source data.
Property taxes
Philadelphia County taxes, explained →
Millage, the Common Level Ratio, and what changes after you buy.
Map location
Open in Google Maps© BRIGHT, All Rights Reserved
Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.
IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.
Data last updated: September 22, 2026 at 8:21 PM EDT
Homes like this one
Need an agent who gets you?
Our co-founder Carmen does a 1-on-1 needs analysis with you, then hand-picks a vetted Philadelphia agent or lender. Free, no obligation. If you work with a partner we introduce, NookLocal may earn a referral fee from their broker.