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Listing description

Welcome to 438 Oak Terrace, a charming 3-bedroom, 1.5-bath home located in the desirable West Reading area. This property offers the convenience of being within walking distance to Penn Avenue, where you can enjoy local summer festivals, restaurants, and community events, as well as being close to the hospital and other nearby amenities. Step inside to a warm and inviting main floor featuring a bright living room filled with natural light, a dining room, and a screened porch offering additional space to enjoy year-round. The kitchen is conveniently located just off the dining room, making entertaining easy, and also features access to a half bath. Upstairs, you will find the primary bedroom, a second private bedroom, and the main full bathroom. The finished attic provides excellent additional space and is currently being used as a third bedroom and office, offering flexibility to suit your needs. Additional features include two off-street parking spaces and a mini-split heating and cooling system. With its desirable West Reading location, charming character, and convenient updates, this home offers a wonderful opportunity to enjoy all that the area has to offer.

Facts & features

Interior

Bedrooms
3
Bathrooms
1 full · 1 half
Living area
1,374 sq ft
Heating
Forced Air
Cooling
Ceiling Fan(s), Ductless/Mini-Split

Property & construction

Property type
Residential · End of Row/Townhouse
Architectural style
Traditional
Year built
1925

Lot & parking

Lot size
0.09 acres (3,920 sq ft)

Financial

Price / sq ft
$211
HOA dues
None

Listing details

MLS #
PABK2074112
County
Berks County
School district
Wyomissing Area
Days on market
8 days

Price history

DateEventPrice
Jun 26, 2026Listed for sale$289,900

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$275,361

High confidence
$261,593$289,129

Automated estimate, not an appraisal.

About this estimate

Based on 10 comparable sales nearby, the Berks County assessment ratio, weighted toward the current asking price.

Current list price
$289,900
County assessment implies
$227,815
Est. property taxes at today's rates
$3,475/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
405 SUNSET RD, READING, PA 19611June 2026$250,0003/11,410$248,830
227 S 4TH AVE, READING, PA 19611April 2026$265,0003/11,420$240,412
331 SUNSET RD, READING, PA 19611January 2026$222,5003/11,426$219,079
226 SYCAMORE RD, READING, PA 19611February 2026$260,0003/11,320$257,188
304 S 3RD AVE, WEST READING, PA 19611May 2026$279,9003/11,310$287,583
375 SUNSET RD, READING, PA 19611April 2026$250,0003/11,450$243,842

Estimated taxes

Estimated at current rates

$4,238 / year

$353 per month

MLS shows (2025)

$3,647

+16.2% at current rates

School tax

WYOMISSING AREA · 35.37 mills (2025-26)

$2,769

County tax

Berks County · 9.01 mills (2026)

$706

Municipal tax

As recorded for 2025 — varies by municipality

$763

Recomputed from the county assessment ($78,300, 1994 base year) × current millage — portals typically reprint the recorded 2025 bill. Pennsylvania does not reassess on sale. Estimate only — verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$57,980 (20%)
6.75%

Loan term

Estimated monthly payment

$1,942/mo

Principal & interest
$1,504
Property taxes (current rates)
$353
Home insurance (est.)
$85

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. Estimate only; verify before relying on it.

Area statistics

School district

Wyomissing Area

Academic index
66.3/100
Graduation rate
97.4%
PSSA ELA proficient
62%

2025 PA state assessments (PSSA / Keystone) and graduation data. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Berks Countycrime & safety numbers →

FBI and Pennsylvania source data, presented without spin.

Property taxes

Berks County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

Map for 438 OAK TC, READING, PA 19611

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212 — Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: July 4, 2026 at 2:29 AM EDT

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