$390,000
10 Terry Ct, Downingtown, PA 19335
Listed by Coldwell Banker Realty
Welcome to 406 Garfield Avenue, a charming twin home in the heart of Downingtown Borough offering a flexible floor plan, generously sized rooms, and plenty of opportunity to make the space your own. Step through the front door into a welcoming living room featuring hardwood flooring and a neutral color palette that creates a warm and inviting feel. Just beyond the living room, the kitchen offers stainless steel appliances, ample space, and plenty of potential to update and personalize to your style. Convenient access from the kitchen leads to both the lower level and the backyard, creating an easy flow throughout the home. Also on the main level, you’ll find a dedicated office and guest bedroom, providing wonderful flexibility for working from home, hosting overnight guests, or creating additional space to suit your needs. Upstairs, the spacious primary bedroom offers a private retreat along with a separate storage room, providing valuable additional space to keep everything organized. A modern full bathroom complements the home’s comfortable and functional layout. The lower level expands the living and entertaining possibilities with a finished recreation area complete with a wet bar, making it a great spot for movie nights, gatherings, or a casual hangout space. A dedicated laundry area, additional storage, and workspace add everyday functionality to the lower level. Outside, the quaint backyard features a patio and walkway with space to relax, entertain, garden, or enjoy dining outdoors. Living in Downingtown Borough means being close to the community events and activities that make the area so special, from seasonal celebrations and parades to local restaurants, parks, and nearby trails. The location also provides excellent flexibility for commuters, with convenient access to major roadways including Routes 30, 322, and 202, as well as the Downingtown SEPTA station for rail service toward Philadelphia. With its combination of character, flexible living space, convenient Borough location, and opportunity to add your own personal touches, 406 Garfield Avenue is ready to welcome its next owner.
How the bedrooms and baths are distributed across the floors, as reported by the listing agent.
| Date | Event | Price |
|---|---|---|
| Aug 27, 2026 | Listed for sale | $400,000 |
Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.
Estimated value
$386,000
Automated estimate, not an appraisal. Sale records through July 2026.
Based on 10 comparable sales nearby, the Chester County assessment ratio, and this home's own October 2022 sale grown with the local market, weighted toward the current asking price.
| Address | Closed | Sale price | Bd/Ba | Sqft | Adjusted value |
|---|---|---|---|---|---|
| 107 BRADFORD AVE, DOWNINGTOWN, PA 19335 | May 2026 | $400,000 | 3/2 | 1,368 | $398,899 |
| 302 WILLIAM ST, DOWNINGTOWN, PA 19335 | September 2026 | $380,000 | 3/1 | 1,356 | $415,845 |
| 310 WILLIAM ST, DOWNINGTOWN, PA 19335 | September 2025 | $425,000 | 3/2 | 1,356 | $446,802 |
| 205 KAREN DR, DOWNINGTOWN, PA 19335 | April 2025 | $350,000 | 3/2 | 1,400 | $351,506 |
| 316 BRADFORD AVE, DOWNINGTOWN, PA 19335 | December 2025 | $345,500 | 3/2 | 1,400 | $356,938 |
| 10 DOWNING AVE, DOWNINGTOWN, PA 19335 | March 2025 | $310,000 | 3/1 | 1,358 | $365,582 |
| Date | Event | Price |
|---|---|---|
| October 2022 | Sold | $276,000 |
From closed MLS and county deed records. Earlier transactions may exist.
Estimated at current rates
$3,707 / year
≈ $309 per month
MLS shows (2026)
$3,797
-2.4% at current rates
School tax
DOWNINGTOWN AREA · 31.91 mills (2025-26)
$2,587
County tax
Chester County · 5.16 mills (2026)
$419
Municipal tax
As recorded for 2026, varies by municipality
$701
Recomputed from the county assessment ($81,080, 1998 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Chester County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.
Loan term
Estimated monthly payment
$2,433/mo
Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.
School district
Downingtown Area
2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.
Safety data
Chester County crime & safety numbers →
County figures from FBI and Pennsylvania source data.
Property taxes
Chester County taxes, explained →
Millage, the Common Level Ratio, and what changes after you buy.
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Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.
IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.
Data last updated: September 9, 2026 at 2:18 AM EDT
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