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Listing description

Welcome to 406 Garfield Avenue, a charming twin home in the heart of Downingtown Borough offering a flexible floor plan, generously sized rooms, and plenty of opportunity to make the space your own. Step through the front door into a welcoming living room featuring hardwood flooring and a neutral color palette that creates a warm and inviting feel. Just beyond the living room, the kitchen offers stainless steel appliances, ample space, and plenty of potential to update and personalize to your style. Convenient access from the kitchen leads to both the lower level and the backyard, creating an easy flow throughout the home. Also on the main level, you’ll find a dedicated office and guest bedroom, providing wonderful flexibility for working from home, hosting overnight guests, or creating additional space to suit your needs. Upstairs, the spacious primary bedroom offers a private retreat along with a separate storage room, providing valuable additional space to keep everything organized. A modern full bathroom complements the home’s comfortable and functional layout. The lower level expands the living and entertaining possibilities with a finished recreation area complete with a wet bar, making it a great spot for movie nights, gatherings, or a casual hangout space. A dedicated laundry area, additional storage, and workspace add everyday functionality to the lower level. Outside, the quaint backyard features a patio and walkway with space to relax, entertain, garden, or enjoy dining outdoors. Living in Downingtown Borough means being close to the community events and activities that make the area so special, from seasonal celebrations and parades to local restaurants, parks, and nearby trails. The location also provides excellent flexibility for commuters, with convenient access to major roadways including Routes 30, 322, and 202, as well as the Downingtown SEPTA station for rail service toward Philadelphia. With its combination of character, flexible living space, convenient Borough location, and opportunity to add your own personal touches, 406 Garfield Avenue is ready to welcome its next owner.

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Lower level1 half bath
  2. Main level2 bedrooms · 1 full bath
  3. Upper level1 bedroom · 1 full bath

Facts & features

Interior

Bedrooms
3
Bathrooms
2 full · 1 half
Living area
1,365 sq ft
Heating
Forced Air
Cooling
Central A/C

Property & construction

Property type
Residential · Twin/Semi-Detached
Architectural style
Traditional
Year built
1955

Lot & parking

Lot size
0.08 acres (3,625 sq ft)

Financial

Price / sq ft
$293
HOA dues
None

Listing details

MLS #
PACT2133898
County
Chester County
School district
Downingtown Area
Days on NookLocal
13 days

Interior features

Basement
Full
Levels
1.5
Accessibility
None

Exterior & construction

Construction
Brick, Vinyl Siding
Roof
Pitched, Shingle
Foundation
Permanent
Exterior features
Awning(s)
Patio & porch
Patio(s), Porch(es)

Systems & utilities

Heating fuel
Natural Gas
Cooling fuel
Electric
Hot water
Natural Gas
Water source
Public
Sewer
Public Sewer

Parking

Parking
Driveway
Total spaces
2
Driveway spaces
2

Community

Subdivision
NONE AVAILABLE

Lot & zoning

Lot dimensions
0.00 x 0.00
Zoning
R10

Included in the sale

Possession
Negotiable, 0-30 Days CD, Settlement

Price history

DateEventPrice
Aug 27, 2026Listed for sale$400,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$386,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Chester County assessment ratio, and this home's own October 2022 sale grown with the local market, weighted toward the current asking price.

Last sold
October 2022 for $276,000
About $337,038 in today's market
Current list price
$400,000
County assessment implies
$265,141
Est. property taxes at today's rates
$3,006/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
107 BRADFORD AVE, DOWNINGTOWN, PA 19335May 2026$400,0003/21,368$398,899
302 WILLIAM ST, DOWNINGTOWN, PA 19335September 2026$380,0003/11,356$415,845
310 WILLIAM ST, DOWNINGTOWN, PA 19335September 2025$425,0003/21,356$446,802
205 KAREN DR, DOWNINGTOWN, PA 19335April 2025$350,0003/21,400$351,506
316 BRADFORD AVE, DOWNINGTOWN, PA 19335December 2025$345,5003/21,400$356,938
10 DOWNING AVE, DOWNINGTOWN, PA 19335March 2025$310,0003/11,358$365,582

Sale history

DateEventPrice
October 2022Sold$276,000

From closed MLS and county deed records. Earlier transactions may exist.

Estimated taxes

Estimated at current rates

$3,707 / year

$309 per month

MLS shows (2026)

$3,797

-2.4% at current rates

School tax

DOWNINGTOWN AREA · 31.91 mills (2025-26)

$2,587

County tax

Chester County · 5.16 mills (2026)

$419

Municipal tax

As recorded for 2026, varies by municipality

$701

Assessment note: this home is assessed at $81,080, well below the ~$122,320 its asking price implies at Chester County's common level ratio (30.6%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $1,529/year. Factor that into an offer.

Recomputed from the county assessment ($81,080, 1998 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Chester County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$80,000 (20%)
6.43%

Loan term

Estimated monthly payment

$2,433/mo

Principal & interest
$2,008
Property taxes (current rates)
$309
Home insurance (est.)
$117

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Downingtown Area

Academic index
78.2/100
Graduation rate
96.9%
PSSA ELA proficient
72.8%
PSSA Math proficient
67.8%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Chester County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Chester County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: September 9, 2026 at 2:18 AM EDT

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