$495,000
1411 Merion Terrace, West Chester, PA 19380
Listed by KW Greater West Chester
Welcome to 1283 Country Lane in West Whiteland Township, offering an opportunity to restore and update a traditional two-story home in an established West Chester-area neighborhood. Built in 1963, the property features approximately 1,696 square feet of above-grade living space with 4 bedrooms, 2.5 baths, a fireplace, situated on approximately 0.45 acre with public water and sewer. The interior retains many of its original features and finishes and is in need of renovation and cosmetic updating, providing an opportunity for a buyer to make improvements to their own specifications. Hardwood flooring is visible in several bedrooms, and the family/living area features a stone fireplace. The garage space was converted to living space but could easily be returned to a 2 car garage. Outside, the property offers a level lot, fenced rear yard, and an in-ground pool. The home is located within the West Chester Area School District and offers convenient access to the Exton and West Chester areas. With its four-bedroom layout, sizable lot, and existing pool, this property offers considerable potential for a buyer prepared to undertake the improvements needed to bring the home up to current standards. This is a Department of Housing and Urban Development (HUD) property (Case# 446-125586). This property is being sold as-is, with no guarantees or warranties provided. Utilities are turned off, so please exercise caution when viewing the property. Daylight showings are recommended. All property details, including disclosures, the Property Condition Report (PCR), sale contract, and sale process, are available on HUDHomestore. Buyers are responsible for any costs associated with activating utilities for inspections, if permitted. If the plumbing system fails the pressure test, water cannot be activated for inspections. Additionally, any required Use & Occupancy (U&O) inspections are the buyer’s responsibility and expense. The property is considered to be FHA Insurable with Escrow (IE, subject to appraisal). The final escrow amount is subject to lender determination. For financing and closing, FHA and conventional loans must close within 45 days, FHA 203(k) financing within 60 days, and cash offers within 30 days. The buyer is responsible for all closing costs, including transfer tax. This is an Equal Housing Opportunity property.
How the bedrooms and baths are distributed across the floors, as reported by the listing agent.
| Date | Event | Price |
|---|---|---|
| Sep 18, 2026 | Listed for sale | $475,000 |
Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.
Estimated value
$499,000
Automated estimate, not an appraisal. Sale records through July 2026.
Based on 10 comparable sales nearby, the Chester County assessment ratio, weighted toward the current asking price.
| Address | Closed | Sale price | Bd/Ba | Sqft | Adjusted value |
|---|---|---|---|---|---|
| 1435 HUNTERS LN, WEST CHESTER, PA 19380 | July 2026 | $615,000 | 3/2 | 1,760 | $601,543 |
| 479 DOUGLAS DR, WEST CHESTER, PA 19380 | January 2026 | $510,000 | 4/2 | 1,664 | $547,676 |
| 1103 QUEEN DR, WEST CHESTER, PA 19380 | June 2026 | $570,000 | 3/2 | 1,614 | $597,369 |
| 1344 CYPRESS LN, WEST CHESTER, PA 19380 | August 2026 | $558,000 | 3/2 | 1,604 | $589,467 |
| 1287 BELMONT AVE, WEST CHESTER, PA 19380 | July 2026 | $582,500 | 4/2 | 1,559 | $620,973 |
| 1348 GLEN ECHO RD, WEST CHESTER, PA 19380 | February 2025 | $501,900 | 4/2 | 1,760 | $521,050 |
Estimated at current rates
$4,284 / year
≈ $357 per month
MLS shows (2026)
$4,393
-2.5% at current rates
School tax
WEST CHESTER AREA · 23.38 mills (2025-26)
$3,280
County tax
Chester County · 5.16 mills (2026)
$724
Municipal tax
As recorded for 2026, varies by municipality
$280
Recomputed from the county assessment ($140,270, 1998 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Chester County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.
Loan term
Estimated monthly payment
$2,880/mo
Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.
School district
West Chester Area
2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.
Safety data
Chester County crime & safety numbers →
County figures from FBI and Pennsylvania source data.
Property taxes
Chester County taxes, explained →
Millage, the Common Level Ratio, and what changes after you buy.
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Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.
IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.
Data last updated: September 20, 2026 at 8:14 PM EDT
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