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Listing description

Welcome to 1137 Cotton St in Southeast Reading! This move-in ready home offers 5 bedrooms, 1.5 bathrooms, and 1,944 sq ft of living space. The main level features a comfortable living area, dining space, convenient half bathroom, and main-level laundry. The kitchen offers good cabinet space and a practical layout for everyday use. Recent improvements noted by the seller include new flooring and fresh painting, giving the home an updated feel throughout. The home also features 200 amp electrical service, an electric water heater, and an unfinished basement that provides additional storage space. Outside, enjoy a fenced-in yard, offering useful outdoor space for relaxing, pets, or entertaining. With its spacious layout, updated feel, charming exterior, and Southeast Reading location, this property is a great opportunity for both owner-occupants looking for room to grow and investors looking to add to their portfolio.

Facts & features

Interior

Bedrooms
5
Bathrooms
1 full · 1 half
Living area
1,944 sq ft
Heating
Forced Air
Cooling
None

Property & construction

Property type
Residential · End of Row/Townhouse
Architectural style
Traditional
Year built
1920

Lot & parking

Lot size
0.02 acres (871 sq ft)

Financial

Price / sq ft
$93
HOA dues
None

Listing details

MLS #
PABK2073394
County
Berks County
School district
Reading
Days on market
23 days

Price history

DateEventPrice
Jun 11, 2026Listed for sale$180,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$164,820

High confidence
$156,579$173,061

Automated estimate, not an appraisal.

About this estimate

Based on 10 comparable sales nearby, the Berks County assessment ratio, and this home's own July 2025 sale grown with the local market, weighted toward the current asking price.

Last sold
July 2025 for $115,000
About $118,752in today's market
Current list price
$180,000
County assessment implies
$81,175
Est. property taxes at today's rates
$752/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
1341 GOOD ST, READING, PA 19602June 2026$130,0005/11,939$134,182
127 S 12TH ST, READING, PA 19602May 2026$200,0005/11,887$218,239
348 S 4TH ST, READING, PA 19602May 2026$183,0005/12,018$186,601
1604 PERKIOMEN AVE, READING, PA 19602October 2025$194,0005/11,959$171,231
430 N 12TH ST, READING, PA 19604May 2026$230,0005/11,955$206,362
1716 HAAK ST, READING, PA 19602April 2026$185,0005/11,760$206,690

Sale history

DateEventPrice
July 2025Sold$115,000

From closed MLS records since 2018. Earlier transactions may exist.

Estimated taxes

Estimated at current rates

$1,288 / year

$107 per month

MLS shows (2025)

$1,288

School tax

READING · 17.93 mills (2025-26)

$500

County tax

Berks County · 9.01 mills (2026)

$251

Municipal tax

As recorded for 2025 — varies by municipality

$536

Assessment note: this home is assessed at $27,900 — well below the ~$61,866 its asking price implies at Berks County's common level ratio (34.4%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $915/year. Worth pricing in.

Recomputed from the county assessment ($27,900, 1994 base year) × current millage — portals typically reprint the recorded 2025 bill. Pennsylvania does not reassess on sale. Estimate only — verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$36,000 (20%)
6.75%

Loan term

Estimated monthly payment

$1,094/mo

Principal & interest
$934
Property taxes (current rates)
$107
Home insurance (est.)
$53

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. Estimate only; verify before relying on it.

Area statistics

School district

Reading

Academic index
28.1/100
Graduation rate
77.5%
PSSA ELA proficient
17.4%

2025 PA state assessments (PSSA / Keystone) and graduation data. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Berks Countycrime & safety numbers →

FBI and Pennsylvania source data, presented without spin.

Property taxes

Berks County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

Map for 1137 COTTON ST, READING, PA 19602

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212 — Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: July 4, 2026 at 2:29 AM EDT

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