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For Sale

Listing description

If you are looking for a spacious home, 1137 Cotton St offers 5 bedrooms, 1.5 bathrooms, and 1,944 sq ft of living space. One of the bedrooms is a walkthroug. The main level features a comfortable living area, dining space, convenient half bathroom, and main-level laundry. The kitchen offers good cabinet space and a practical layout for everyday use. Recent improvements noted by the seller include new flooring and fresh painting, giving the home an updated feel throughout. The home also features 200 amp electrical service, an electric water heater, and an unfinished basement that provides additional storage space. Outside, enjoy a fenced-in yard, offering useful outdoor space for relaxing, pets, or entertaining. With its spacious layout, updated feel, charming exterior, and Southeast Reading location, this property is a great opportunity for both owner-occupants looking for room to grow and investors looking to add to their portfolio.

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Main level1 half bath
  2. Upper level2 bedrooms · 1 full bath
  3. Upper level 22 bedrooms

Facts & features

Interior

Bedrooms
4
Bathrooms
1 full · 1 half
Living area
1,944 sq ft
Heating
Forced Air
Cooling
None

Property & construction

Property type
Residential · End of Row/Townhouse
Architectural style
Traditional
Year built
1920

Lot & parking

Lot size
0.02 acres (871 sq ft)

Financial

Price / sq ft
$87
HOA dues
None

Listing details

MLS #
PABK2076870
County
Berks County
School district
Reading
Days on NookLocal
4 days

Interior features

Flooring
Laminate Plank
Basement
Full, Unfinished
Levels
2.5
Accessibility
None

Exterior & construction

Construction
Brick
Foundation
Other

Systems & utilities

Heating fuel
Natural Gas
Cooling fuel
None
Hot water
Electric
Water source
Public
Sewer
Public Sewer

Parking

Parking
None
Total spaces
0

Community

Subdivision
READING

Lot & zoning

Lot dimensions
0.00 x 0.00
Zoning
RESIDENTIAL
Cross street
Wunder St

Included in the sale

Possession
Settlement

Price history

DateEventPrice
Aug 16, 2026Listed for sale$169,900

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

This address was previously listed June 2026 and taken off the market without selling. A new listing restarts the days-on-market clock.

The NookLocal estimate

Estimated value

$160,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Berks County assessment ratio, and this home's own July 2025 sale grown with the local market, weighted toward the current asking price.

Last sold
July 2025 for $115,000
About $118,616 in today's market
Current list price
$169,900
County assessment implies
$86,916
Est. property taxes at today's rates
$752/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
1341 GOOD ST, READING, PA 19602June 2026$130,0005/11,939$135,794
127 S 12TH ST, READING, PA 19602May 2026$200,0005/11,887$220,854
348 S 4TH ST, READING, PA 19602May 2026$183,0005/12,018$188,840
1604 PERKIOMEN AVE, READING, PA 19602October 2025$194,0005/11,959$173,116
833 N FRONT ST, READING, PA 19601March 2026$220,0004/11,938$208,587
430 BINGAMAN ST, READING, PA 19602May 2026$227,5004/21,768$241,282

Sale history

DateEventPrice
July 2025Sold$115,000

From closed MLS and county deed records. Earlier transactions may exist.

Estimated taxes

Estimated at current rates

$1,288 / year

$107 per month

MLS shows (2025)

$1,288

School tax

READING · 17.93 mills (2025-26)

$500

County tax

Berks County · 9.01 mills (2026)

$251

Municipal tax

As recorded for 2025, varies by municipality

$536

Assessment note: this home is assessed at $27,900, well below the ~$54,538 its asking price implies at Berks County's common level ratio (32.1%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $718/year. Factor that into an offer.

Recomputed from the county assessment ($27,900, 1994 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2025 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$33,980 (20%)
6.43%

Loan term

Estimated monthly payment

$1,010/mo

Principal & interest
$853
Property taxes (current rates)
$107
Home insurance (est.)
$50

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Reading

Academic index
28.1/100
Graduation rate
77.5%
PSSA ELA proficient
17.4%
PSSA Math proficient
9.7%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Berks County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Berks County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: August 20, 2026 at 2:04 PM EDT

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