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Listing description

***OPEN HOUSE CANCELLED FOR SATURDAY, SEPTEMBER 19!***Welcome to 1028 Cottonwood Drive, where exceptional pride of ownership, beautiful design, and incredible indoor and outdoor living come together in one truly special home! Located in the highly desirable Woods at Providence Reserve in Upper Providence Township and the award-winning Spring-Ford Area School District, this meticulously cared for 4-bedroom, 2.5-bath home is the definition of move-in ready! From the moment you step inside, the attention to detail is undeniable. A thoughtfully designed floor plan is flooded with natural light, while engineered hardwood flooring and stunning plantation shutters add warmth and character throughout. A private first-floor office with French doors provides the perfect dedicated space for working from home. At the heart of the home is the beautifully appointed kitchen featuring granite countertops, stainless steel appliances, abundant cabinetry, and plenty of space for everyday living and entertaining. Just off the kitchen, the spacious family room is a showstopper with its dramatic vaulted ceiling and beautiful fireplace. Imagine cozy evenings by the fire and gathering here with family and friends for the holidays, a warm and inviting space that brings everyone together! Upstairs, the spacious primary suite feels like a retreat of its own, featuring two walk-in closets plus an additional bonus area ideal for a sitting room, dressing area, fitness space, or whatever best suits your needs. The primary bathroom is absolutely stunning, with a luxurious soaking tub, spacious walk-in shower, gorgeous tilework, beautiful cabinetry, and exceptional attention to detail! The large partially finished basement adds even more versatility, offering additional living and entertaining space while still providing plenty of room for storage! And then there’s the backyard! Designed for entertaining, the incredible outdoor summer kitchen features a built-in grill, large high-top island, and an impressive stone fireplace, perfect for summer entertaining, memorable gatherings with family and friends, or crisp fall evenings gathered around the fire! The large, flat backyard is already fenced, creating an incredible extension of the home’s living and entertaining space. Additional updates include a repaved and expanded driveway, as well as an HVAC system and water heater that are two years young! This is a home where the details have been thoughtfully considered, the updates have already been done, and the pride of ownership shines from room to room. Beautifully maintained, wonderfully spacious, and made for both everyday living and entertaining, 1028 Cottonwood Drive truly offers the complete package! Schedule your private showing today! This is definitely one you need to see in person!

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Main level1 half bath
  2. Upper level4 bedrooms · 2 full baths

Facts & features

Interior

Bedrooms
4
Bathrooms
2 full · 1 half
Living area
3,144 sq ft
Heating
Central
Cooling
Central A/C

Property & construction

Property type
Residential · Detached
Architectural style
Traditional
Year built
1998

Lot & parking

Lot size
0.47 acres (20,282 sq ft)
Garage
2 spaces

Financial

Price / sq ft
$278
HOA dues
$826/yr

Listing details

MLS #
PAMC2194518
County
Montgomery County
School district
Spring-Ford Area
Days on NookLocal
1 day

Interior features

Appliances
Built-In Microwave, Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Flooring
Carpet, Engineered Wood, Ceramic Tile
Interior features
Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Wainscotting, and 2 more
Fireplace
1
Fireplace type
Gas/Propane
Basement
Partially Finished, Poured Concrete, Sump Pump
Laundry
Main Floor
Levels
2
Accessibility
None

Exterior & construction

Construction
Vinyl Siding
Roof
Architectural Shingle
Foundation
Concrete Perimeter
Exterior features
BBQ Grill, Extensive Hardscape, Exterior Lighting, Flood Lights, Sidewalks
Patio & porch
Patio(s)
Doors
Sliding Glass, Storm
Fencing
Aluminum

Systems & utilities

Heating fuel
Natural Gas
Cooling fuel
Electric
Hot water
Natural Gas
Water source
Public
Sewer
Public Sewer
Utilities
Cable TV Available, Electric Available, Natural Gas Available, Phone Available, Sewer Available, Water Available

Parking

Parking
Attached Garage, Driveway, On Street
Garage type
Additional Storage Area, Garage Door Opener, Inside Access
Parking features
Asphalt Driveway
Total spaces
10
Driveway spaces
8

Community

Subdivision
WOODS AT PRO RESERVE
HOA includes
Trash, Common Area Maintenance

Lot & zoning

Zoning
RESIDENTIAL

Included in the sale

Inclusions
Kitchen Refrigerator, Washer, Dryer, Outside mini refrigerator next to grill, 4 Bar Stools outside, Green workbench in Basement, Entertainment Center in family room, Dining room table, 8 chairs & China Cabinet in Dining room.
Possession
Negotiable

Price history

DateEventPrice
Sep 18, 2026Listed for sale$875,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$871,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Montgomery County assessment ratio, weighted toward the current asking price.

Last sold
July 1997 for $224,949
County deed record in 1997 dollars; not comparable to today's value.
Current list price
$875,000
County assessment implies
$772,383
Est. property taxes at today's rates
$9,238/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
727 SOURWOOD LN, COLLEGEVILLE, PA 19426April 2026$917,5004/23,070$940,457
7 PADDINGTON RD, COLLEGEVILLE, PA 19426November 2025$895,9004/23,232$892,944
51 LONGACRE DR, COLLEGEVILLE, PA 19426April 2025$960,0004/23,138$947,519
46 BASSWOOD CT, COLLEGEVILLE, PA 19426August 2026$900,0004/23,390$850,989
130 HESS RD, COLLEGEVILLE, PA 19426August 2026$584,3003/23,090$554,769
111 KNOLL DR, COLLEGEVILLE, PA 19426August 2026$829,5004/33,113$767,609

Estimated taxes

Estimated at current rates

$9,870 / year

$823 per month

MLS shows (2026)

$10,146

-2.7% at current rates

School tax

SPRING-FORD AREA · 34.19 mills (2025-26)

$7,868

County tax

Montgomery County · 5.95 mills (2026)

$1,370

Municipal tax

As recorded for 2026, varies by municipality

$632

Recomputed from the county assessment ($230,170, 1996 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Montgomery County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$175,000 (20%)
6.43%

Loan term

Estimated monthly payment

$5,539/mo

Principal & interest
$4,392
Property taxes (current rates)
$823
Home insurance (est.)
$255
HOA
$69

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Spring-Ford Area

Academic index
75.9/100
Graduation rate
96%
PSSA ELA proficient
68.7%
PSSA Math proficient
65.2%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Montgomery County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Montgomery County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: September 19, 2026 at 2:29 AM EDT

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