$174,900
5 bd|1 ba|1,911 sqft
1036 Cotton St, Reading, PA 19602
Listed by Iron Valley Real Estate of Berks
For Sale
Listing description
Listing remarks are not provided in the MLS feed for this property.
Rooms by level
How the bedrooms and baths are distributed across the floors, as reported by the listing agent.
- Upper level3 bedrooms · 1 full bath
- Upper level 22 bedrooms
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 1 full
- Living area
- 2,340 sq ft
- Heating
- Hot Water
- Cooling
- None
Property & construction
- Property type
- Residential · Interior Row/Townhouse
- Architectural style
- Contemporary
- Year built
- 1900
Lot & parking
- Lot size
- 0.05 acres (2,178 sq ft)
Financial
- Price / sq ft
- $71
- HOA dues
- None
Listing details
- MLS #
- PABK2078554
- County
- Berks County
- School district
- Reading
- Days on NookLocal
- Just listed
Interior features
- Basement
- Unfinished
- Levels
- 2.5
- Accessibility
- None
Exterior & construction
- Construction
- Brick
- Foundation
- Stone
Systems & utilities
- Heating fuel
- Oil
- Cooling fuel
- None
- Hot water
- Electric
- Water source
- Public
- Sewer
- Public Sewer
Parking
- Parking
- Detached Carport
- Total spaces
- 2
Community
- Subdivision
- READING
Lot & zoning
- Lot dimensions
- 0.00 x 0.00
- Zoning
- R3
Included in the sale
- Possession
- Negotiable
Price history
| Date | Event | Price |
|---|---|---|
| Sep 21, 2026 | Listed for sale | $165,000 |
Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.
This address was previously listed April 2026 and taken off the market without selling. A new listing restarts the days-on-market clock.
The NookLocal estimate
Estimated value
$174,000
Automated estimate, not an appraisal. Sale records through July 2026.
About this estimate
Based on 10 comparable sales nearby, the Berks County assessment ratio, weighted toward the current asking price.
- Current list price
- $165,000
- County assessment implies
- $136,449
- Est. property taxes at today's rates
- $1,180/yr
Comparable Sales
| Address | Closed | Sale price | Bd/Ba | Sqft | Adjusted value |
|---|---|---|---|---|---|
| 1339 N 11TH ST, READING, PA 19604 | July 2026 | $223,000 | 5/2 | 2,350 | $213,406 |
| 542 N 5TH ST, READING, PA 19601 | December 2025 | $235,000 | 5/1 | 2,335 | $249,231 |
| 416 SPRING ST, READING, PA 19601 | May 2026 | $168,000 | 5/1 | 2,444 | $161,054 |
| 911 N 5TH ST, READING, PA 19601 | May 2026 | $225,000 | 6/1 | 2,340 | $231,122 |
| 1238 ECKERT AVE, READING, PA 19602 | August 2026 | $180,000 | 5/1 | 2,310 | $196,078 |
| 45 CARROLL ST, READING, PA 19611 | April 2026 | $275,000 | 5/1 | 2,308 | $241,000 |
Estimated taxes
Estimated at current rates
$2,022 / year
≈ $169 per month
MLS shows (2025)
$2,022
School tax
READING · 17.93 mills (2025-26)
$785
County tax
Berks County · 9.01 mills (2026)
$395
Municipal tax
As recorded for 2025, varies by municipality
$842
Recomputed from the county assessment ($43,800, 1994 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2025 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.
Estimated monthly payment calculator
$33,000 (20%)
6.43%
Loan term
Estimated monthly payment
$1,045/mo
- Principal & interest
- $828
- Property taxes (current rates)
- $169
- Home insurance (est.)
- $48
Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.
Area statistics
School district
Reading
- Academic index
- 28.1/100
- Graduation rate
- 77.5%
- PSSA ELA proficient
- 17.4%
- PSSA Math proficient
- 9.7%
2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.
Safety data
Berks County crime & safety numbers →
County figures from FBI and Pennsylvania source data.
Property taxes
Berks County taxes, explained →
Millage, the Common Level Ratio, and what changes after you buy.
Map location
Open in Google Maps© BRIGHT, All Rights Reserved
Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.
IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.
Data last updated: September 21, 2026 at 2:07 PM EDT
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