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For Sale

Listing description

Welcome to 646 Churchill Road in desirable Windsor Ridge! This end-of-row townhouse offers comfortable, low-maintenance living with a light-filled open layout and inviting spaces throughout. The family room features a gas fireplace and flows into the kitchen, creating an ideal space for everyday living and entertaining. The main level includes a spacious primary suite with soaking tub and walk-in shower, plus a half bath and laundry room. Upstairs, a versatile loft, two generously sized bedrooms, and a Jack-and-Jill bath with double vanity provide plenty of space and flexibility. The unfinished basement is already plumbed for a full bath, offering excellent potential for future expansion. Enjoy peaceful wooded views from the rear deck, along with an attached two-car garage and ample driveway parking. Windsor Ridge takes care of lawn maintenance and snow removal while offering fantastic amenities including tennis, basketball and pickleball courts, fitness center, pool, and walking trails. 646 Churchill Road is close to shopping, dining, Route 100, PA Turnpike and is located in the Downingtown School District. Come enjoy all that Windsor Ridge has to offer!

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Main level1 bedroom · 1 full bath · 1 half bath
  2. Upper level2 bedrooms · 1 full bath

Facts & features

Interior

Bedrooms
3
Bathrooms
2 full · 1 half
Living area
2,323 sq ft
Heating
Forced Air
Cooling
Central A/C

Property & construction

Property type
Residential · End of Row/Townhouse
Architectural style
Carriage House
Year built
2005

Lot & parking

Lot size
0.14 acres (6,160 sq ft)
Garage
2 spaces

Financial

Price / sq ft
$280
HOA dues
$215/mo

Listing details

MLS #
PACT2134908
County
Chester County
School district
Downingtown Area
Days on NookLocal
2 days

Interior features

Appliances
Dishwasher, Disposal, Dryer, Extra Refrigerator/Freezer, Microwave, Oven - Self Cleaning, Oven/Range - Gas, Refrigerator, Washer
Flooring
Carpet, Hardwood, Tile/Brick
Interior features
Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Formal/Separate Dining Room, Primary Bath(s), Recessed Lighting, Wainscotting, Walk-in Closet(s), Window Treatments, and 1 more
Fireplace
1
Fireplace type
Gas/Propane
Basement
Sump Pump, Unfinished, Rough Bath Plumb
Laundry
Main Floor
Levels
2
Accessibility
None

Exterior & construction

Construction
Vinyl Siding
Foundation
Concrete Perimeter
Exterior features
Exterior Lighting, Sidewalks, Street Lights, Other
Patio & porch
Deck(s)
View
Trees/Woods

Systems & utilities

Heating fuel
Natural Gas
Cooling fuel
Electric
Hot water
Natural Gas
Water source
Public
Sewer
Public Sewer
Utilities
Electric Available, Natural Gas Available, Water Available

Parking

Parking
Attached Garage, Driveway, Off Street
Garage type
Garage - Front Entry, Garage Door Opener, Inside Access
Parking features
Asphalt Driveway
Total spaces
4
Driveway spaces
2

Community

Subdivision
WINDSOR RIDGE
HOA amenities
Basketball Courts, Club House, Jog/Walk Path, Pickleball Courts, Tennis Courts, Tot Lots/Playground, Fitness Center
HOA includes
Common Area Maintenance, Lawn Maintenance, Snow Removal

Lot & zoning

Zoning
RESIDENTIAL

Included in the sale

Inclusions
All kitchen appliances, washer and dryer, basement refrigerator, window treatments, water softener - all in as-is condition
Possession
Negotiable

Price history

DateEventPrice
Sep 8, 2026Listed for sale$650,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$631,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Chester County assessment ratio, weighted toward the current asking price.

Current list price
$650,000
County assessment implies
$549,836
Est. property taxes at today's rates
$6,234/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
694 CHURCHILL RD, CHESTER SPRINGS, PA 19425April 2026$600,0003/22,332$598,273
137 GRANITE LN #2, CHESTER SPRINGS, PA 19425July 2026$410,0003/22,260$418,550
149 GINKGO LN, CHESTER SPRINGS, PA 19425June 2026$595,0003/22,178$630,277
719 JACQUES CIR, CHESTER SPRINGS, PA 19425May 2026$600,0003/22,138$643,784
419 HOLLY TREE CT, CHESTER SPRINGS, PA 19425July 2026$399,9003/22,410$392,225
520 TRIFECTA RD #281, DOWNINGTOWN, PA 19335July 2026$699,0003/22,292$700,857

Estimated taxes

Estimated at current rates

$6,407 / year

$534 per month

MLS shows (2026)

$6,595

-2.9% at current rates

School tax

DOWNINGTOWN AREA · 31.91 mills (2025-26)

$5,365

County tax

Chester County · 5.16 mills (2026)

$868

Municipal tax

As recorded for 2026, varies by municipality

$173

Recomputed from the county assessment ($168,140, 1998 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Chester County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$130,000 (20%)
6.43%

Loan term

Estimated monthly payment

$4,201/mo

Principal & interest
$3,263
Property taxes (current rates)
$534
Home insurance (est.)
$190
HOA
$215

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Downingtown Area

Academic index
78.2/100
Graduation rate
96.9%
PSSA ELA proficient
72.8%
PSSA Math proficient
67.8%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Chester County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Chester County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: September 10, 2026 at 8:16 AM EDT

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