NookLocal
For Sale

Listing description

Welcome to 4438 Ludlow Street. A spacious and versatile home in the heart of University City! This well-maintained home offers 3 bedrooms, 2.5 bathrooms, and an exceptional layout designed for today's lifestyle. The main and upper levels feature generous living and dining spaces, high ceilings, abundant natural light, and three comfortable bedrooms, making it the perfect place to call home. One of this property's standout features is the finished walk-out lower level, complete with two bonus rooms, a full bathroom, and its own private exterior entrance. Whether you're looking for additional living space, a home office, guest quarters, or potential rental income, this flexible space offers endless possibilities and could help offset your monthly mortgage. Location is everything, and this home places you in the center of it all. Just minutes from Center City Philadelphia, you'll enjoy convenient access to some of the city's most recognized destinations, including: World-renowned educational institutions including University of Pennsylvania, Drexel University, University of the Sciences (now part of Saint Joseph's University), and The Wharton School. Nearby healthcare destinations include Hospital of the University of Pennsylvania, Penn Presbyterian Medical Center, and Children's Hospital of Philadelphia. Commuters will appreciate the close proximity to 30th Street Station, Penn Medicine Station, and convenient bus service throughout University City. Philadelphia's top attractions are also just minutes away, including Philadelphia Museum of Art, Franklin Institute, The Barnes Foundation, Mütter Museum, and the vibrant restaurants, cafés, and parks that make University City one of Philadelphia's most desirable neighborhoods. Whether you're searching for your next primary residence or an opportunity in one of Philadelphia's most convenient and desirable locations, 4438 Ludlow Street offers the space, flexibility, and location you've been looking for. Schedule your private showing today!

Facts & features

Interior

Bedrooms
3
Bathrooms
2 full · 1 half
Living area
1,600 sq ft
Heating
None
Cooling
Window Unit(s)

Property & construction

Property type
Residential · Interior Row/Townhouse
Architectural style
Straight Thru
Year built
1920

Lot & parking

Lot size
0.03 acres (1,307 sq ft)

Financial

Price / sq ft
$266
HOA dues
None

Listing details

MLS #
PAPH2645594
County
Philadelphia County
School district
Philadelphia City
Days on market
1 day

Interior features

Appliances
Built-In Microwave, Built-In Range, Refrigerator, Washer
Interior features
2nd Kitchen, Additional Stairway, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Pantry, and 2 more
Basement
Front Entrance, Full, Fully Finished, Heated, and 3 more
Levels
2
Accessibility
Level Entry - Main

Exterior & construction

Construction
Masonry
Foundation
Stone

Systems & utilities

Heating fuel
Natural Gas
Cooling fuel
None
Hot water
Natural Gas
Water source
Public
Sewer
Public Septic

Parking

Parking
On Street

Community

Subdivision
UNIVERSITY CITY

Lot & zoning

Zoning
RM1

Included in the sale

Possession
31-60 Days CD, 0-30 Days CD

Price history

DateEventPrice
Jul 9, 2026Listed for sale$425,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$399,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Philadelphia County assessment ratio, weighted toward the current asking price.

Current list price
$425,000
County assessment implies
$373,331

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
657 N MAY PL, PHILADELPHIA, PA 19139June 2026$289,0003/21,624$325,353
2114 S LAMBERT ST, PHILADELPHIA, PA 19145June 2026$289,0003/21,566$219,066
2433 ASPEN ST, PHILADELPHIA, PA 19130July 2026$526,0003/11,599$545,539
164-66 EAST ST, PHILADELPHIA, PA 19127June 2026$622,0503/21,605$467,795
2448 AMBER ST, PHILADELPHIA, PA 19125June 2026$450,0003/21,593$362,501
1114 BAINBRIDGE ST #B, PHILADELPHIA, PA 19147July 2026$590,0003/21,692$358,710

Estimated taxes

Recorded property taxes: $4,930 (2026 bill as recorded in the MLS).

Estimated monthly payment calculator

$85,000 (20%)
6.43%

Loan term

Estimated monthly payment

$2,668/mo

Principal & interest
$2,133
Property taxes
$411
Home insurance (est.)
$124

Taxes use the amount recorded on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Philadelphia City

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Philadelphia County crime & safety numbers →

FBI and Pennsylvania source data, presented without spin.

Property taxes

Philadelphia County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: July 9, 2026 at 8:20 PM EDT

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