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For Sale

Listing description

Charming Victorian with Income Potential Near Kutztown University Welcome to 406 Noble Street, a stunning brick Victorian full of original charm and character, ideally located just minutes from Kutztown University and the area’s beloved local Amish markets. This unique property features a spacious main residence along with a semi-detached rental home—perfect for generating additional income or accommodating extended family. The main home features an expansive kitchen complete with a center island, abundant cabinetry, and a cozy corner breakfast nook. The formal dining room showcases custom built-ins, hardwood floors, and large windows with deep sills, creating a warm and inviting atmosphere. Just off the dining room, you’ll find a versatile study or recreation space. The generous family room offers a propane fireplace, built-in shelving, and additional space for seating or dining—ideal for entertaining. A convenient kitchenette and full bathroom are located just off this area, adding flexibility for guests or multi-generational living. Upstairs, the second floor features four spacious bedrooms with floor-to-ceiling windows and ample closet space. The laundry room is thoughtfully located on this level and filled with natural light from large windows and skylights—making everyday tasks more enjoyable. A full bathroom with a walk-in shower completes the second floor. The semi-detached rental home has been recently refreshed with all new flooring, fresh paint, and a brand-new kitchen (appliances not included). With its own private entrance and laundry hookup, it offers excellent independence and rental appeal. The second floor includes two bedrooms—one a walk-through—and a full bathroom. Situated on a beautifully landscaped half-acre lot, the exterior offers exceptional outdoor living. Enjoy a large deck with an enclosed gazebo, hot tub hookup, tranquil koi pond, and plenty of space for entertaining. Off-street parking adds everyday convenience. Recent updates include new natural gas heating and updated vinyl windows throughout both the main home and rental, improving efficiency and comfort. While the home retains its historic character, it offers an excellent opportunity for personalization with some cosmetic updates, and has been priced accordingly to reflect this value. With its blend of charm, flexible living space, and income-producing potential, this property is a rare find in a prime Kutztown location. Seller is offering a 1 year home warranty for added piece of mind.

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Main level1 full bath
  2. Upper level4 bedrooms · 1 full bath

Facts & features

Interior

Bedrooms
4
Bathrooms
2 full
Living area
3,294 sq ft
Heating
Forced Air
Cooling
Central A/C

Property & construction

Property type
Residential · Detached
Architectural style
Dwelling w/Separate Living Area
Year built
1900

Lot & parking

Lot size
0.49 acres (21,344 sq ft)

Financial

Price / sq ft
$146
HOA dues
None

Listing details

MLS #
PABK2071140
County
Berks County
School district
Kutztown Area
Days on NookLocal
115 days

Interior features

Flooring
Hardwood
Interior features
Breakfast Area, Built-Ins, Ceiling Fan(s), Crown Moldings, Dining Area, Floor Plan - Traditional, Kitchen - Country, Kitchen - Island, Skylight(s), Upgraded Countertops, Wood Floors
Fireplace
1
Fireplace type
Gas/Propane
Basement
Dirt Floor
Laundry
Upper Floor
Levels
2
Accessibility
Other

Exterior & construction

Construction
Brick, Shingle Siding
Roof
Rubber, Shingle
Foundation
Concrete Perimeter, Stone
Exterior features
Extensive Hardscape, Exterior Lighting, Sidewalks
Patio & porch
Deck(s), Patio(s), Porch(es), Screened

Systems & utilities

Heating fuel
Natural Gas
Cooling fuel
Electric
Hot water
Natural Gas
Water source
Public
Sewer
Public Sewer

Parking

Parking
Driveway, Off Street
Parking features
Asphalt Driveway, Paved Driveway, Paved Parking
Total spaces
5
Driveway spaces
5

Community

Subdivision
NONE AVAILABLE

Lot & zoning

Lot dimensions
0.00 x 0.00
Lot features
Corner, Irregular
Zoning
RESIDENTIAL
Cross street
Main Street

Included in the sale

Possession
31-60 Days CD

Price history

DateEventPrice
Jul 1, 2026Price reduced$480,000
Apr 29, 2026Listed for sale$489,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$494,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Berks County assessment ratio, weighted toward the current asking price.

Current list price
$480,000
County assessment implies
$307,788
Est. property taxes at today's rates
$4,076/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
121 PORTIA BLVD, KUTZTOWN, PA 19530April 2026$650,9304/23,210$599,015
150 DEISHER LN, KUTZTOWN, PA 19530June 2026$500,0004/22,962$435,786
142 PORTIA BLVD, KUTZTOWN, PA 19530October 2025$648,2404/23,203$627,023
162 PORTIA BLVD, KUTZTOWN, PA 19530March 2025$699,0604/23,250$685,080
111 PORTIA BLVD, KUTZTOWN, PA 19530July 2026$733,7954/23,590$627,651
470 HIGHLAND AVE, KUTZTOWN, PA 19530December 2025$290,0004/23,108$281,529

Estimated taxes

Estimated at current rates

$4,372 / year

$364 per month

MLS shows (2025)

$4,372

School tax

KUTZTOWN AREA · 32.24 mills (2025-26)

$3,186

County tax

Berks County · 9.01 mills (2026)

$890

Municipal tax

As recorded for 2025, varies by municipality

$296

Assessment note: this home is assessed at $98,800, well below the ~$154,080 its asking price implies at Berks County's common level ratio (32.1%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $2,281/year. Factor that into an offer.

Recomputed from the county assessment ($98,800, 1994 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2025 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$96,000 (20%)
6.43%

Loan term

Estimated monthly payment

$2,914/mo

Principal & interest
$2,409
Property taxes (current rates)
$364
Home insurance (est.)
$140

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Kutztown Area

Academic index
69.6/100
Graduation rate
97.2%
PSSA ELA proficient
59.9%
PSSA Math proficient
49.5%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Berks County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Berks County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: August 22, 2026 at 2:02 AM EDT

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