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For Sale

Listing description

Are you looking for new construction without having to wait months for it to be built? Look no further! Nestled in the prestigious Reserve at Cross Creek, this exquisite End Unit Colonial townhouse offers a harmonious blend of luxury and comfort. Built in 2026, Only 5 months old and lived in by the seller for 4 months, the home showcases an open floor plan that invites natural light, accentuated by crown moldings and recessed lighting throughout. The gourmet kitchen with many upgrades is a chef's dream, featuring upgraded quartz countertops, a spacious island, stylish upper and lower cabinetry in complimentary color tones, and energy-efficient stainless-steel appliances, including a built-in range and self-cleaning oven. The stainless-steel refrigerator is also included in the sale as are the custom window treatments throughout. Every window in the home has custom Roman shades that were installed professionally. The sliding glass door and the front door also have custom coverings. A stylish half bath with a window completes the first floor. Retreat upstairs to the large serene primary suite, complete with two walk-in closet and a spa-like bathroom featuring a walk-in shower and double sinks. Two additional well-appointed bedrooms and a full hall bath with a tub shower ensure ample space for relaxation and privacy. The second floor laundry room is every homeowners dream space. Included in the sale are the front load side by side large capacity washer and dryer, a built-in sink and cabinetry to store your detergents out of sight. Step outside to enjoy the beautifully landscaped rear yard, which backs to lush trees and open space, providing a tranquil escape. The corner lot enhances your outdoor experience, with a charming deck perfect for entertaining or unwinding in nature's embrace. Additional highlights include an attached oversized garage with inside access, energy-efficient windows, and a state-of-the-art security system for peace of mind. Located conveniently with easy access to local amenities, this home embodies an exclusive lifestyle, offering both elegance and comfort in every detail. Experience the perfect blend of modern living and natural beauty in this remarkable property.

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Main level1 half bath
  2. Upper level3 bedrooms · 2 full baths

Facts & features

Interior

Bedrooms
3
Bathrooms
2 full · 1 half
Living area
1,728 sq ft
Heating
90% Forced Air, Central, Heat Pump - Gas BackUp
Cooling
Central A/C

Property & construction

Property type
Residential · End of Row/Townhouse
Architectural style
Colonial
Year built
2026

Lot & parking

Lot size
0.03 acres (1,250 sq ft)
Garage
2 spaces

Financial

Price / sq ft
$289
HOA dues
$159/mo

Listing details

MLS #
PACT2135960
County
Chester County
School district
Downingtown Area
Days on NookLocal
3 days

Interior features

Appliances
Built-In Range, Dishwasher, Dryer, Dryer - Front Loading, Energy Efficient Appliances, ENERGY STAR Clothes Washer, ENERGY STAR Refrigerator, Oven - Self Cleaning, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, and 2 more
Flooring
Carpet, Luxury Vinyl Plank, Ceramic Tile
Interior features
Air Filter System, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Moldings, and 10 more
Laundry
Upper Floor, Washer In Unit, Has Laundry, Dryer In Unit
Levels
2
Accessibility
None
Security
Carbon Monoxide Detector(s), Fire Detection System, Smoke Detector, Sprinkler System - Indoor

Exterior & construction

Construction
Vinyl Siding
Roof
Asphalt
Foundation
Block
Exterior features
Exterior Lighting
Patio & porch
Deck(s)
Windows
Double Hung, Energy Efficient, Screens, Vinyl Clad
Doors
Sliding Glass, Insulated
View
Garden/Lawn, Trees/Woods

Systems & utilities

Heating fuel
Natural Gas
Cooling fuel
Electric
Hot water
Natural Gas, Electric
Water source
Public
Sewer
Public Septic
Utilities
Electric Available, Cable TV Available, Sewer Available, Water Available, Under Ground, Natural Gas Available

Parking

Parking
Attached Garage, Driveway, Off Street
Garage type
Additional Storage Area, Garage - Side Entry, Garage Door Opener, Inside Access, and 1 more
Parking features
Asphalt Driveway, Paved Driveway
Total spaces
4
Driveway spaces
2

Community

Subdivision
RESERVE AT CROSS CREEK

Lot & zoning

Lot features
Backs to Trees, Adjoins - Open Space, Rear Yard, SideYard(s), Zero Lot Line
Zoning
R-55
Cross street
Swinehart Rd

Included in the sale

Inclusions
Custom Window Treatments, $19, 000, Stainless Steel Refrigerator, April 2026, Front load Washer & Dryer, April 2026, Deck Furniture purchased summer 2026 (Table, 6 chairs, cushions, and 2 more
Exclusions
None
Possession
Immediate

Price history

DateEventPrice
Sep 18, 2026Listed for sale$499,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

Estimated taxes

Estimated at current rates

$55,500 / year

$4,625 per month

MLS shows (2026)

$7,733

+617.7% at current rates

School tax

DOWNINGTOWN AREA · 31.91 mills (2025-26)

$47,769

County tax

Chester County · 5.16 mills (2026)

$7,731

Municipal tax

Not reported in the MLS feed

Assessment note: this home appears assessed above what its asking price implies at the county's common level ratio. The next owner may have a case for an assessment appeal worth roughly $49,843/year.

Recomputed from the county assessment ($1,497,000, 1998 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Chester County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$99,800 (20%)
6.43%

Loan term

Estimated monthly payment

$7,434/mo

Principal & interest
$2,505
Property taxes (current rates)
$4,625
Home insurance (est.)
$146
HOA
$159

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Downingtown Area

Academic index
78.2/100
Graduation rate
96.9%
PSSA ELA proficient
72.8%
PSSA Math proficient
67.8%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Chester County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Chester County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: September 20, 2026 at 8:13 PM EDT

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