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For Sale

Listing description

Welcome to 321 Franklin Street! Situated on an impressive **.41-acre lot in Oxford Borough**, this charming 1917 home offers a combination of space, privacy, and potential that is hard to find within the Borough. The home features approximately **1,260 sq. ft., 2 bedrooms, 2.5 bathrooms, a detached garage, and a large fenced-in backyard** with plenty of room for pets, gardening, entertaining, or outdoor recreation. Inside, you'll find **laminate flooring installed approximately three years ago** and a **new full primary bathroom**. Several major improvements have already been completed, including **newer windows, a new furnace, new hot water heater, and new chimney liner**. While the home would benefit from fresh paint and some cosmetic updating, it provides a wonderful opportunity for the next owner to add their own style and finishing touches. **Previously used as a rental property, the seller has maintained the property with the rental Use & Occupancy requirements in mind and represents that the necessary items and documentation are in place for the rental U&O process, subject to current Oxford Borough requirements and inspection.** This may offer an added opportunity for buyers considering the property as a future rental or investment. The attic includes **two additional unfinished rooms**, providing valuable storage or potential space for a home office, hobby room, or future finishing, subject to applicable approvals. With its **oversized fenced lot, detached garage, historic character, numerous recent improvements, and previous rental use**, 321 Franklin Street offers plenty of possibilities both inside and out. Bring your vision and make this unique Oxford Borough property your own!

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Main level1 half bath
  2. Upper level2 bedrooms · 2 full baths

Facts & features

Interior

Bedrooms
2
Bathrooms
2 full · 1 half
Living area
1,260 sq ft
Heating
Baseboard - Hot Water
Cooling
None

Property & construction

Property type
Residential · Detached
Architectural style
Colonial
Year built
1917

Lot & parking

Lot size
0.41 acres (17,860 sq ft)
Garage
2 spaces

Financial

Price / sq ft
$250
HOA dues
None

Listing details

MLS #
PACT2136098
County
Chester County
School district
Oxford Area
Days on NookLocal
5 days

Interior features

Appliances
Dishwasher, Oven/Range - Gas, Refrigerator, Washer, Dryer - Electric
Interior features
Attic, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Floor Plan - Traditional, Kitchen - Eat-In, Wood Floors
Basement
Full, Outside Entrance, Rear Entrance, Unfinished
Laundry
Basement
Levels
2
Accessibility
2+ Access Exits

Exterior & construction

Construction
Block, Brick
Foundation
Block
Patio & porch
Porch(es)
Windows
Double Hung, Double Pane, Energy Efficient
Fencing
Fully, Wood

Systems & utilities

Heating fuel
Oil
Cooling fuel
None
Hot water
Electric
Water source
Public
Sewer
Public Sewer

Parking

Parking
Detached Garage, Off Street, Driveway, On Street
Garage type
Garage - Front Entry
Total spaces
4
Driveway spaces
2

Community

Subdivision
NONE AVAILABLE

Lot & zoning

Zoning
RES
Cross street
South St

Included in the sale

Inclusions
Washer, Dryer, Kitchen Refrigerator, all in as is condition having no monetary value
Possession
0-30 Days CD

Price history

DateEventPrice
Sep 16, 2026Listed for sale$315,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

Estimated value

$304,000

Automated estimate, not an appraisal. Sale records through July 2026.

About this estimate

Based on 10 comparable sales nearby, the Chester County assessment ratio, and this home's own July 2023 sale grown with the local market, weighted toward the current asking price.

Last sold
July 2023 for $188,000
About $212,415 in today's market
Current list price
$315,000
County assessment implies
$257,489
Est. property taxes at today's rates
$3,433/yr

Comparable Sales

AddressClosedSale priceBd/BaSqftAdjusted value
447 HODGSON ST, OXFORD, PA 19363July 2026$265,0002/21,254$273,344
256 SOUTH 5TH ST, OXFORD, PA 19363August 2026$325,0002/11,302$353,535
301 DELAWARE AVE, OXFORD, PA 19363September 2026$368,0003/21,196$385,164
54 W LOCUST ST, OXFORD, PA 19363August 2026$300,0003/11,240$331,679
114 MOUNT PLEASANT RD, OXFORD, PA 19363May 2026$332,5002/11,232$369,617
119 S 6TH ST, OXFORD, PA 19363November 2025$270,0003/11,344$295,964

Sale history

DateEventPrice
July 2023Sold$188,000

From closed MLS and county deed records. Earlier transactions may exist.

Estimated taxes

Estimated at current rates

$4,574 / year

$381 per month

MLS shows (2026)

$4,717

-3.0% at current rates

School tax

OXFORD AREA · 38.44 mills (2025-26)

$3,027

County tax

Chester County · 5.16 mills (2026)

$407

Municipal tax

As recorded for 2026, varies by municipality

$1,141

Recomputed from the county assessment ($78,740, 1998 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Chester County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$63,000 (20%)
6.43%

Loan term

Estimated monthly payment

$2,054/mo

Principal & interest
$1,581
Property taxes (current rates)
$381
Home insurance (est.)
$92

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Oxford Area

Academic index
57.8/100
Graduation rate
91.1%
PSSA ELA proficient
51.4%
PSSA Math proficient
40.8%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Chester County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Chester County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: September 20, 2026 at 8:12 PM EDT

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