$350,000
355 Oneida Dr, Reading, PA 19608
Listed by Realty ONE Group Unlimited
Welcome to 12 Bancroft Terrace, a beautifully designed home in the desirable Thomas Gardens community offering spacious, comfortable living with the convenience of low-maintenance living! This attractive 3-bedroom, 3-full-bath home features over 2,100 square feet of living space with an inviting, open floor plan perfect for everyday living and entertaining. The spacious living area is highlighted by a cozy gas fireplace, while the well-appointed kitchen features granite countertops, abundant cabinetry, and a convenient walk-in butler's pantry. The generous primary suite offers a relaxing retreat with a private bath featuring a soaking tub and plenty of closet space. Additional bedrooms and bathrooms provide flexibility for guests, family, or a home office. Step outside to enjoy the covered patio, a wonderful spot for morning coffee or relaxing evenings. An attached two-car garage adds convenience and additional storage. Located in the established Thomas Gardens community, this home offers a wonderful combination of space, comfort, and easy living, all within minutes of shopping, dining, parks, and major routes. Don't miss the opportunity to make this exceptional property your new home!
How the bedrooms and baths are distributed across the floors, as reported by the listing agent.
| Date | Event | Price |
|---|---|---|
| Oct 21, 2026 | Listed for sale | $349,900 |
Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.
Estimated value
$360,000
Automated estimate, not an appraisal. Sale records through July 2026.
Based on 10 comparable sales nearby, the Berks County assessment ratio, and this home's own June 2019 sale grown with the local market, weighted toward the current asking price.
| Address | Closed | Sale price | Bd/Ba | Sqft | Adjusted value |
|---|---|---|---|---|---|
| 1514 RIDGE AVE, READING, PA 19607 | September 2026 | $317,500 | 3/3 | 2,329 | $288,937 |
| 476 S WYOMISSING AVE, READING, PA 19607 | September 2026 | $210,000 | 2/1 | 1,921 | $294,000 |
| 419 GROVE AVE, MOHNTON, PA 19540 | April 2025 | $273,000 | 3/3 | 1,878 | $323,462 |
| 702 FREDERICK ST, READING, PA 19607 | July 2026 | $339,900 | 4/3 | 2,072 | $342,412 |
| 5 CHARLEMONT CT, READING, PA 19607 | January 2026 | $285,000 | 3/2 | 2,076 | $364,805 |
| 929 JOHN ST, READING, PA 19607 | September 2026 | $281,000 | 3/1 | 1,200 | $393,400 |
| Date | Event | Price |
|---|---|---|
| June 2019 | Sold | $225,000 |
From closed MLS and county deed records. Earlier transactions may exist.
Estimated at current rates
$5,987 / year
≈ $499 per month
MLS shows (2026)
$7,122
-15.9% at current rates
School tax
GOVERNOR MIFFLIN · 33.12 mills (2025-26)
$4,706
County tax
Berks County · 9.01 mills (2026)
$1,281
Municipal tax
Not reported in the MLS feed
—
Recomputed from the county assessment ($142,100, 1994 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.
Loan term
Estimated monthly payment
$2,623/mo
Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.
School district
Governor Mifflin
2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.
Safety data
Berks County crime & safety numbers →
County figures from FBI and Pennsylvania source data.
Property taxes
Berks County taxes, explained →
Millage, the Common Level Ratio, and what changes after you buy.
© BRIGHT, All Rights Reserved
Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.
IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.
Data last updated: October 22, 2026 at 8:01 PM EDT
Our co-founder Carmen does a 1-on-1 needs analysis with you, then hand-picks a vetted Reading agent or lender. Free, no obligation. If you work with a partner we introduce, NookLocal may earn a referral fee from their broker.