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Listing description

Welcome to 406 Summit House, a beautifully maintained 2-bedroom, 2-full-bath home located in the desirable Summit House community of West Chester. Offering a comfortable layout and convenient features throughout, this home is an excellent opportunity for anyone looking for low-maintenance living in a fantastic location. The main level features a spacious living area, dining space, and kitchen, along with the added convenience of a washer and dryer right on the main floor. The home features carpeting and laminate flooring throughout, creating a comfortable and inviting interior. Newer central air provides added comfort and peace of mind during the warmer months. Both bedrooms offer comfortable living space, while two full bathrooms provide added convenience for residents and guests. Enjoy the benefits of Summit House's well-maintained community and the numerous amenities available to residents. Community amenities include an outdoor swimming pool, tennis courts, clubhouse, fitness center, and playgrounds. The HOA also provides a variety of maintenance services, which can include exterior building maintenance, lawn and common-area care, snow removal, trash, and water, allowing residents to enjoy a convenient, low-maintenance lifestyle. Ideally located in West Chester with easy access to shopping, dining, major roadways, and nearby attractions The home offers comfort, convenience, and an excellent community setting. Expected on market 9/9/26 Schedule your showing today!

Facts & features

Interior

Bedrooms
2
Bathrooms
2 full
Living area
1,100 sq ft
Heating
Central
Cooling
Central A/C

Property & construction

Property type
Residential · Interior Row/Townhouse
Architectural style
Contemporary
Year built
1974

Financial

Price / sq ft
$241
HOA dues
$499/mo

Listing details

MLS #
PACT2134946
County
Chester County
School district
West Chester Area
Days on NookLocal
Just listed

Interior features

Appliances
Dishwasher, Dryer, Refrigerator, Trash Compactor, Washer - Front Loading, Instant Hot Water, Microwave
Flooring
Carpet, Vinyl
Interior features
Kitchen - Eat-In, Ceiling Fan(s), Air Filter System, Entry Level Bedroom, Floor Plan - Traditional
Basement
Fully Finished
Laundry
Main Floor
Levels
2
Accessibility
Level Entry - Main

Exterior & construction

Construction
Frame
Roof
Shingle
Foundation
Concrete Perimeter
Exterior features
Street Lights, Exterior Lighting, Sidewalks
Doors
Sliding Glass

Systems & utilities

Heating fuel
Electric
Cooling fuel
Electric
Hot water
Electric
Water source
Public
Sewer
Public Sewer

Parking

Parking
Parking Lot

Community

Subdivision
NONE AVAILABLE
HOA amenities
Pool - Outdoor, Tennis Courts, Club House, Tot Lots/Playground
HOA includes
None

Lot & zoning

Zoning
RS

Included in the sale

Inclusions
Dishwasher, refrigerator, wash, dryer, stove all in "as-is" condition.
Possession
Immediate

Price history

DateEventPrice
Sep 10, 2026Listed for sale$265,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

$281,000

Above the asking price by 6%.

Automated estimate, not an appraisal.

This home's sale history

  • Sold December 2014$127,500

Estimated taxes

Estimated at current rates

$2,153 / year

$179 per month

MLS shows (2026)

$2,208

-2.5% at current rates

School tax

WEST CHESTER AREA · 23.38 mills (2025-26)

$1,662

County tax

Chester County · 5.16 mills (2026)

$367

Municipal tax

As recorded for 2026, varies by municipality

$124

Recomputed from the county assessment ($71,070, 1998 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Chester County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$53,000 (20%)
6.43%

Loan term

Estimated monthly payment

$2,086/mo

Principal & interest
$1,330
Property taxes (current rates)
$179
Home insurance (est.)
$77
HOA
$499

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

West Chester Area

Academic index
68.5/100
Graduation rate
96.9%
PSSA ELA proficient
64.5%
PSSA Math proficient
54.8%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Chester County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Chester County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: September 10, 2026 at 2:19 PM EDT

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