1037 COTTON

$118,000

Beds

Baths

584

Sqft

0.02 sqft lot

Lot size

Residential · MLS #PABK2073782

Listing Office: Bold Realty

About this home

Welcome to 1037 Cotton St, Reading, PA! This traditional brick rowhome offers 2 bedrooms, 1 full bath, and approximately 584 square feet of living space, making it a great opportunity for a first-time homebuyer, downsizer, or investor. The home features a functional floor plan, natural gas heat, and a full basement that provides additional storage space. Conveniently located near local shopping, dining, schools, and major roadways, this property offers easy access to everyday amenities. With its classic character, manageable size, and affordable price point, this home is ready for its next owner. Tenant is responsible for all utilities, including water, sewer, trash, electric, and gas.

Property taxes

What this home really costs in taxes

Estimated at current rates

$619 / year

≈ $52 per month

MLS shows (2025)

$619

School tax

READING · 17.93 mills (2025-26)

$240

County tax

Berks County · 9.01 mills (2026)

$121

Municipal tax

As recorded for 2025 — varies by municipality

$258

Assessment note: this home is assessed at $13,400 — well below the ~$40,557 its asking price implies at Berks County's common level ratio (34.4%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $732/year. Worth pricing in.

Recomputed from the county assessment ($13,400, 1994 base year) × current millage — portals typically reprint the recorded 2025 bill. Pennsylvania does not reassess on sale. Estimate only — verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Map

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Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212 — Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

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Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: June 20, 2026 at 2:09 PM EDT