Live in One Unit & Let the Other Pay Your Mortgage | Smart Homeownership in Northeast Philly! Looking for a spacious home with an unbeatable financial advantage? 1131 Cottman Avenue offers the perfect blend of private, turnkey living and built-in affordability. Situated on an expansive 32’ × 120’ deep lot, this versatile property gives you the space, outdoor living, and privacy of a single-family home plus an independent second unit to generate substantial monthly rental income that drastically cuts your living expenses. Why This Home Works for an Owner-Occupant: Your Private Multi-Level Home (2nd & 3rd Floors): Enjoy a spacious 2-story residence featuring 3 large bedrooms, a bright family room, modern eat-in kitchen, and updated full bath. It offers all the comfort and separation of a traditional multi-level row or townhouse. Built-In Income or In-Law Suite (1st Floor): The fully updated 1-bedroom, 1-bath ground floor unit (with modern granite/stainless kitchen and private rear access) can be rented out to offset your monthly mortgage payment by hundreds of dollars. Alternatively, use it as a private multi-generational in-law suite, guest flat, or dedicated work-from-home office. Turnkey & Move-In Ready: Freshly painted interiors, updated flooring, renovated kitchens with stainless steel appliances, and newly tiled bathrooms throughout. Independent Utilities & Full Basement: Completely separate electric and gas meters ensure seamless utility management. Includes a massive unfinished basement for laundry, workshop space, and abundant personal storage. Outdoor Space & Curb Appeal: Classic welcoming front porch, solid brick construction, and an oversized, fenced backyard perfect for entertaining, gardening, pets, and summer BBQs. Location & Everyday Convenience: Situated along Cottman Avenue with immediate access to local shopping, dining, regional rail, SEPTA bus routes, and major commuting arteries. Close to neighborhood schools including Northeast High, Baldi Middle, and Tabor. Why pay 100% of a mortgage yourself when your home can help pay for itself? Schedule your private tour today and explore the smartest path to homeownership in 19111!

Above the asking price by 1%.

Automated estimate, not an appraisal.

Recorded property taxes: $4,829 (2026 bill as recorded in the MLS).