NewFind your real estate agent style: take the assessment
NookLocal
Under Contract

Listing description

Some homes just feel right the moment you walk in and 261 S 4th Street is one of them. Built in 2018 and impeccably maintained by its original owner, this 3-bed, 2-bath townhome pairs bright, open living space and a modern island kitchen with fresh updates throughout: new appliances, new flooring, designer lighting, and more. Sip coffee on your private balcony, unwind on the back patio, and love the low utility bills from the solar panel system, natural-gas heat, and central air. A residential fire sprinkler system and attached garage add comfort and ease, while the HOA takes care of lawn, snow, and trash. All in the heart of walkable Oxford Borough minutes to Route 1 and Maryland. BONUS: this location qualifies for local bank grant/down-payment assistance ask your lender! Move-in ready and waiting for you.

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Main level1 full bath
  2. Upper level 23 bedrooms · 1 full bath

Facts & features

Interior

Bedrooms
3
Bathrooms
2 full
Living area
1,812 sq ft
Heating
90% Forced Air
Cooling
Central A/C

Property & construction

Property type
Residential · Interior Row/Townhouse
Architectural style
Traditional
Year built
2018

Lot & parking

Lot size
0.03 acres (1,260 sq ft)
Garage
1 space

Financial

Price / sq ft
$157
HOA dues
$103/mo

Listing details

MLS #
PACT2130258
County
Chester County
School district
Oxford Area
Days on NookLocal
36 days

Interior features

Levels
3
Accessibility
None

Exterior & construction

Construction
Vinyl Siding
Foundation
Slab

Systems & utilities

Heating fuel
Natural Gas
Cooling fuel
Electric
Hot water
Natural Gas
Water source
Public
Sewer
Public Sewer

Parking

Parking
Attached Garage
Garage type
Garage Door Opener
Total spaces
1

Community

Subdivision
NONE AVAILABLE
HOA includes
Lawn Care Front, Lawn Care Rear, Snow Removal, Trash

Lot & zoning

Lot dimensions
0.00 x 0.00
Zoning
RESIDENTIAL

Included in the sale

Inclusions
Garage opener, tv on first floor, kitchen island and all appliances in as-is condition upon settlement
Exclusions
Ring door bell, and personal items
Possession
61-90 Days CD

Price history

DateEventPrice
Jul 30, 2026Price reduced$284,900
Jul 17, 2026Listed for sale$300,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

$308,000

Above the asking price by 8%.

Automated estimate, not an appraisal.

This home's sale history

  • Sold April 2018$199,900

Estimated taxes

Estimated at current rates

$5,958 / year

$497 per month

MLS shows (2025)

$5,958

School tax

OXFORD AREA · 38.44 mills (2025-26)

$3,942

County tax

Chester County · 5.16 mills (2026)

$530

Municipal tax

As recorded for 2025, varies by municipality

$1,487

Recomputed from the county assessment ($102,550, 1998 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2025 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Chester County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$56,980 (20%)
6.43%

Loan term

Estimated monthly payment

$2,113/mo

Principal & interest
$1,430
Property taxes (current rates)
$497
Home insurance (est.)
$83
HOA
$103

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Oxford Area

Academic index
57.8/100
Graduation rate
91.1%
PSSA ELA proficient
51.4%
PSSA Math proficient
40.8%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Chester County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Chester County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: August 22, 2026 at 2:08 PM EDT

Need an agent who gets you?

Our co-founder Carmen does a 1-on-1 needs analysis with you, then hand-picks a vetted Oxford Borough agent or lender. Free, no obligation. If you work with a partner we introduce, NookLocal may earn a referral fee from their broker.

Get Matched
Request a tour