$775,000
4 bd|3.5 ba|3,640 sqft
432 W Ruby Rd, Chester Springs, PA 19425
Listed by RE/MAX Main Line - West Chester
For Sale
Listing description
Welcome to this beautifully upgraded, 4-year-young carriage home tucked away on a quiet cul-de-sac in the highly desirable 55+ community of The Preserve at Marsh Creek. This impressive 3-bedroom, 2.5-bath home offers 11-foot ceilings, extensive upgrades and a bright, open floor plan designed for easy living and entertaining. Step inside the spacious foyer where luxury vinyl plank flooring flows throughout the main living areas of the first floor. Just off the foyer is the formal dining room, providing an elegant space for holidays, dinner parties and special gatherings. The heart of the home is the gorgeous eat-in kitchen featuring quartz countertops, abundant cabinetry, a custom backsplash, oversized island with pendant lighting, beverage/wine refrigerator and KitchenAid appliances, along with plenty of space for casual dining. The kitchen opens seamlessly to the spacious family room with a 2-foot extension, creating a wonderful gathering space, while the separate living room offers additional room to relax or entertain. The first-floor primary suite features comfortable carpeting, a tray ceiling, two walk-in closets and a private bath. Upgraded oak stairs lead to the second floor where you’ll find a large open loft, two additional bedrooms and a full bath with an upgraded soaking tub. The full unfinished basement offers tremendous storage and plenty of possibilities for future living space. Step outside to the concrete patio and hot tub, surrounded by trees that provide added privacy and a peaceful setting. Additional upgrades include a whole-house generator, crown molding, custom wood window trim, upgraded outlets and dimmers, Sherwin-Williams custom paint and an upgraded garage door opener with a locking feature. With its beautiful finishes, generous living spaces and long list of thoughtful upgrades, this exceptional home offers the ease of first-floor living with plenty of room for family and guests.
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2 full · 1 half
- Living area
- 2,872 sq ft
- Heating
- Forced Air
- Cooling
- Central A/C
Property & construction
- Property type
- Residential · Twin/Semi-Detached
- Architectural style
- Carriage House
- Year built
- 2022
Lot & parking
- Lot size
- 0.05 acres (2,080 sq ft)
- Garage
- 2 spaces
Financial
- Price / sq ft
- $287
- HOA dues
- $256/mo
Listing details
- MLS #
- PACT2136626
- County
- Chester County
- School district
- Downingtown Area
- Days on NookLocal
- 12 days
Interior features
- Appliances
- Built-In Microwave, Built-In Range, Dishwasher, Disposal, Exhaust Fan, Icemaker, Oven - Self Cleaning, Stainless Steel Appliances
- Flooring
- Carpet, Luxury Vinyl Plank
- Interior features
- Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Combination Kitchen/Living, Crown Moldings, Curved Staircase, Dining Area, Floor Plan - Traditional, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, and 5 more
- Basement
- Full, Poured Concrete, Unfinished
- Laundry
- Main Floor
- Levels
- 2
- Accessibility
- Level Entry - Main
Exterior & construction
- Construction
- Stone, Vinyl Siding
- Foundation
- Concrete Perimeter
- Exterior features
- Bump-outs, Hot Tub, Underground Lawn Sprinkler, Tennis Court(s), Sidewalks
- Patio & porch
- Patio(s), Porch(es)
Systems & utilities
- Heating fuel
- Natural Gas
- Cooling fuel
- Natural Gas
- Hot water
- Natural Gas
- Water source
- Public
- Sewer
- Public Sewer
- Internet
- Cable
Parking
- Parking
- Driveway, On Street, Attached Garage
- Garage type
- Garage Door Opener, Inside Access
- Parking features
- Paved Driveway
- Total spaces
- 4
- Driveway spaces
- 2
Community
- Subdivision
- PRESERVE AT MARSH CREEK - HERITAGE COLLECTION
- HOA amenities
- Club House, Exercise Room, Fitness Center, Jog/Walk Path, Pickleball Courts, Pool - Outdoor
- HOA includes
- Common Area Maintenance, Lawn Maintenance, Pool(s), Recreation Facility, Snow Removal
- Senior community
- Yes
- Age requirement
- 55
Lot & zoning
- Zoning
- RESIDENTIAL
- Cross street
- Milford
Included in the sale
- Inclusions
- Hot Tub
- Exclusions
- Washer, Dryer, Refrigerator, Dining Room Chandelier
- Possession
- Negotiable
Price history
| Date | Event | Price |
|---|---|---|
| Sep 25, 2026 | Listed for sale | $825,000 |
Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.
The NookLocal estimate
$832,000
In line with the asking price, which the estimate weighs for a listed home.
Automated estimate, not an appraisal.
Estimated taxes
Recorded property taxes: $9,875 (2026 bill as recorded in the MLS).
Estimated monthly payment calculator
$165,000 (20%)
6.43%
Loan term
Estimated monthly payment
$5,461/mo
- Principal & interest
- $4,141
- Property taxes
- $823
- Home insurance (est.)
- $241
- HOA
- $256
Taxes use the amount recorded on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.
Area statistics
School district
Downingtown Area
- Academic index
- 78.2/100
- Graduation rate
- 96.9%
- PSSA ELA proficient
- 72.8%
- PSSA Math proficient
- 67.8%
2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.
Safety data
Chester County crime & safety numbers →
County figures from FBI and Pennsylvania source data.
Property taxes
Chester County taxes, explained →
Millage, the Common Level Ratio, and what changes after you buy.
Map location
Open in Google Maps© BRIGHT, All Rights Reserved
Information Deemed Reliable But Not Guaranteed
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.
IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.
Data last updated: October 6, 2026 at 8:13 PM EDT
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