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For Sale

Listing description

Welcome to 63 S. Whiteoak Street, a striking three-story Victorian Queen Anne in the heart of Kutztown featuring 4 bedrooms, 2 full baths, a wraparound covered porch, dual staircases, a second-floor kitchenette with balcony, and a detached two-car garage. The grand brick exterior, exceptional character, and timeless architectural details immediately set this home apart. The main level features a stunning living room showcasing, coffered ceilings with recessed lighting, and a stone mantel fireplace complete with an electric insert. The first floor also offers a flexible space currently used as a family room, with the potential to serve as an office or additional living area, along with a full bath and convenient laundry. An impressive staircase and banister lead to the upper levels, where pine flooring continues throughout the second and third floors. Upstairs, you'll find 4 bedrooms as well as a second full bathroom, the kitchenette and private balcony add versatility and provide an inviting space for guests or extended living. Outside, the wraparound front porch and side porch provide plenty of room for relaxing or entertaining, while the backyard and detached garage add useful outdoor space and storage. This distinctive property combines the scale and craftsmanship of a classic Victorian with the flexibility needed for modern living. Located near downtown, this home is within easy reach of all the local amenities Kutztown has to offer. Do not approach the property without an appointment.

Rooms by level

How the bedrooms and baths are distributed across the floors, as reported by the listing agent.

  1. Main level1 full bath
  2. Upper level3 bedrooms · 1 full bath
  3. Upper level 21 bedroom

Facts & features

Interior

Bedrooms
4
Bathrooms
2 full
Living area
3,048 sq ft
Heating
Hot Water
Cooling
Window Unit(s)

Property & construction

Property type
Residential · Detached
Architectural style
Victorian
Year built
1900

Lot & parking

Lot size
0.14 acres (6,098 sq ft)
Garage
2 spaces

Financial

Price / sq ft
$141
HOA dues
None

Listing details

MLS #
PABK2078594
County
Berks County
School district
Kutztown Area
Days on NookLocal
Just listed

Interior features

Appliances
Refrigerator, Washer, Dryer, Oven/Range - Electric, Water Heater
Flooring
Wood, Carpet, Vinyl
Interior features
Breakfast Area, Ceiling Fan(s), 2nd Kitchen, Attic, Crown Moldings, Chair Railings, Dining Area, Double/Dual Staircase, Kitchen - Country, Kitchenette, Recessed Lighting, Wood Floors
Fireplace
1
Fireplace type
Stone, Electric, Insert, Mantel(s)
Basement
Full, Unfinished
Laundry
Main Floor
Levels
3
Accessibility
None

Exterior & construction

Construction
Brick
Roof
Pitched
Foundation
Stone
Patio & porch
Porch(es), Balcony, Wrap Around
Windows
Bay/Bow
Fencing
Wrought Iron

Systems & utilities

Heating fuel
Oil, Natural Gas
Cooling fuel
Electric
Hot water
Natural Gas
Water source
Public
Sewer
Public Sewer
Utilities
Electric Available, Natural Gas Available, Phone Available, Sewer Available, Water Available

Parking

Parking
Detached Garage, On Street
Garage type
Garage - Rear Entry
Total spaces
2

Community

Subdivision
NONE AVAILABLE

Lot & zoning

Lot dimensions
SEE LEGAL DESCRIP
Lot features
Rear Yard
Zoning
RES
Cross street
NORMAL

Included in the sale

Inclusions
Refrigerator; Washer, Dryer; 24, 00 BTU Air conditioner.
Possession
Settlement

Price history

DateEventPrice
Sep 22, 2026Listed for sale$430,000

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

$425,000

Below the asking price by 1%.

Automated estimate, not an appraisal.

This home's sale history

  • Sold March 2016$135,000

Estimated taxes

Estimated at current rates

$5,767 / year

$481 per month

MLS shows (2026)

$5,605

+2.9% at current rates

School tax

KUTZTOWN AREA · 32.24 mills (2025-26)

$4,201

County tax

Berks County · 9.01 mills (2026)

$1,174

Municipal tax

As recorded for 2026, varies by municipality

$391

Recomputed from the county assessment ($130,300, 1994 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Berks County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$86,000 (20%)
6.43%

Loan term

Estimated monthly payment

$2,764/mo

Principal & interest
$2,159
Property taxes (current rates)
$481
Home insurance (est.)
$125

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Kutztown Area

Academic index
69.6/100
Graduation rate
97.2%
PSSA ELA proficient
59.9%
PSSA Math proficient
49.5%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Berks County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Berks County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: September 22, 2026 at 2:05 AM EDT

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