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For Sale

Listing description

Welcome to 869 Rock Ln—a beautifully renovated 3-bedroom, 2-bathroom home located directly across from a serene creek and spring-fed lake, offering a peaceful natural setting right outside your door. With approximately 1,900 square feet, this home has been completely transformed from the studs up and combines modern finishes with thoughtful design. Step inside to a bright, open interior filled with natural light featuring brand-new flooring throughout. The spacious living room provides a comfortable and inviting gathering space, while the stunning new kitchen offers brand-new cabinets, stainless-steel appliances, a stylish hood, and a dedicated dining room—perfect for everyday living and entertaining. The second floor offers a spacious bedroom along with a convenient laundry space and two beautifully updated full bathrooms—one featuring a relaxing soaking tub and the other a sleek walk-in shower. On the third floor, you’ll find two additional generously sized bedrooms filled with natural light. The full-height basement offers endless possibilities for future use, whether envisioned as a wine collection area, game room, or generous storage space. The spacious side yard provides plenty of room for pets, play, and outdoor entertainment. The home features a brand-new HVAC, water heater, electrical wiring, and plumbing throughout providing peace of mind for its next owner. Conveniently located near top-rated Cheltenham schools, parks like Tookany Creek Park and Curtis Arboretum, shopping at Cedarbrook Plaza and Willow Grove Mall, plus nearby restaurants and everyday conveniences, this home won’t last long. Schedule your showing today!

Facts & features

Interior

Bedrooms
3
Bathrooms
2 full
Living area
1,393 sq ft
Heating
Central
Cooling
Central A/C

Property & construction

Property type
Residential · Detached
Architectural style
Other
Year built
1870

Lot & parking

Lot size
0.14 acres (6,192 sq ft)

Financial

Price / sq ft
$323
HOA dues
None

Listing details

MLS #
PAMC2192272
County
Montgomery County
School district
Cheltenham
Days on NookLocal
17 days

Interior features

Fireplace
1
Basement
Unfinished
Levels
2
Accessibility
None

Exterior & construction

Construction
Stone
Foundation
Other

Systems & utilities

Heating fuel
Electric
Cooling fuel
Electric
Hot water
Electric
Water source
Public
Sewer
Public Sewer

Parking

Parking
On Street

Community

Subdivision
NONE AVAILABLE

Lot & zoning

Lot dimensions
80.00 x 0.00
Zoning
RES

Included in the sale

Possession
Negotiable

Price history

DateEventPrice
Aug 24, 2026Listed for sale$449,900

Price changes are tracked from when NookLocal first indexed this listing; earlier history may not appear. Tax & assessment details are in the section below.

The NookLocal estimate

$414,000

Below the asking price by 8%.

Automated estimate, not an appraisal.

Estimated taxes

Estimated at current rates

$6,568 / year

$547 per month

MLS shows (2026)

$6,744

-2.6% at current rates

School tax

CHELTENHAM TOWNSHIP · 54.77 mills (2025-26)

$5,027

County tax

Montgomery County · 5.95 mills (2026)

$546

Municipal tax

As recorded for 2026, varies by municipality

$995

Assessment note: this home is assessed at $91,780, well below the ~$134,070 its asking price implies at Montgomery County's common level ratio (29.8%). A sale near asking can invite a school-district assessment appeal that could raise the bill by roughly $2,568/year. Factor that into an offer.

Recomputed from the county assessment ($91,780, 1996 base year) × current millage. School millage is from the latest year certified by the Pennsylvania Department of Education (2025-26); districts adopt the next year's budgets each June, and we update when the state certifies the statewide file in the fall. Portals typically reprint the recorded 2026 bill. Pennsylvania does not reassess on sale. Estimate only. Verify with Montgomery County before relying on it. Learn more: PA property tax calculator · Common Level Ratio by county.

Estimated monthly payment calculator

$89,980 (20%)
6.43%

Loan term

Estimated monthly payment

$2,937/mo

Principal & interest
$2,258
Property taxes (current rates)
$547
Home insurance (est.)
$131

Taxes use NookLocal's estimate at current millage rates, not the stale figure on the MLS. The default rate is the average 30-year rate as of July 2026; insurance is estimated at 0.35% of the price per year. Below 20% down, lenders usually add mortgage insurance, which this estimate doesn't include. Estimate only; verify before relying on it.

Area statistics

School district

Cheltenham Township

Academic index
56.2/100
Graduation rate
90%
PSSA ELA proficient
49.8%
PSSA Math proficient
45.9%

2025 PA state assessments (PSSA / Keystone) and graduation data. The index measures student outcomes, not school effectiveness, and is not adjusted for demographics. Districts serve all residents; verify enrollment boundaries with the district.

Safety data

Montgomery County crime & safety numbers →

County figures from FBI and Pennsylvania source data.

Property taxes

Montgomery County taxes, explained →

Millage, the Common Level Ratio, and what changes after you buy.

© BRIGHT, All Rights Reserved

Information Deemed Reliable But Not Guaranteed

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which United Real Estate Strive 212 participates, and is provided by BRIGHT through a licensing agreement.

IDX listings are displayed pursuant to broker of record United Real Estate Strive 212, Frank Ramos, Broker/Owner, PA Broker License RM424345, 1220 Broadcasting Rd, Suite 201, Wyomissing, PA 19610, (610) 372-0212.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Data last updated: September 10, 2026 at 2:06 PM EDT

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